Third Rebirth: Godsfall Apocalypse - Chapter 148: Trial of Fire [250 GT Bonus]

Qin Yun, fallen crown prince of Qin Empire. Inherits the martial legacy of nine sun world. The superb martial legacy in his arsenal, insane inscription techniques in his fingertips, surrounded by enemies and beauties abound. But Qin Yun is not satisfied, he wants to go beyond the nine suns into the great astral infinity, to become a GOD.

Monsters, both human and beast, surrounded him. He needed power to survive this new world... but he arrived as a mortal.One moment William was at work. The next, he was captured by lunatics.He had never believed in the fantastical, but he had no choice after finding himself in another world surrounded by demonic cultivators trying to extract his soul. If he couldn't find an escape, his journey would end just as abruptly as it started.William was inches from death when a benevolent cultivator saved him from that fate. Seeing his pitiful state, the cultivator decided to give him an opportunity in the form of a tool: A system to guide him on the path of cultivation.William would use it to claw his way to the peak of the cultivation world.

He is a young man without a spirit root. It is believed that this denies him the chance at cultivation. However, a mysterious lady imparts a Supreme Demon Classic to him and from then on, he starts his path of cultivation.
He undergoes a total transformation to emerge as the most fearsome and powerful fiendish demon in his era, that even immortals and fiends are fearful of him, and saints are at his beck and call.
Mastering the Supreme Demon Classic is the turning point in his life. He is able to unleash his immense and divine power from within, illuminating the entire universe!

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.