MTL - Diary of a Sturdy Immortal - Chapter 1286 crooked

On modern-day Earth, An Lin seems to have been abandoned by God.
When his father suddenly disappears, An Lin is left with his father’s immense debt, putting his life at risk.
After being forced to a rooftop by his pursuing creditors, An Lin is unexpectedly swept off his feet and brought to the ground safely.

Before death Qin Tailong left two magic tools to his son, Qin Dong. In his father’s last words, Qin Dong realized his father had been murdered by Lord Wanpeng, who coveted one of the family magic tools—mystic chaos ring. Bearing the hatred in mind, Qin Dong swore to revenge against his foe. He escaped to the mortal realm temporarily, continued to strengthen his cultivation base and studied the secret hidden in the seals of the ring. While reveling the secret, he found five ladies were the key to the release the seals. Their romantic relationship with Qin Dong was established the moment he was born.

- Description from Novelupdates

Athena Grant,a human,dies in a car accident and becomes Eira Liora,an elf. Transported to the barren and cursed island of Luinmir, a once-thriving land now abandoned.A year ago,their King announced that the island,Luinmir would no longer be under the empire's control. It was well known that the land was barren and poverty stricken...She was abandoned both by her Kingdom and her Father.She wakes up one day with a system.“So what if they were abandoned and deemed cursed,she would show them all the highest peak of knowledge and development. The island's core is broken...fine,she'll get it replaced but this time,the island would become hers to keep,she would make sure of that.”