My Kingdom Building Done Right! - Chapter 32: Clash At Grimjaw Mountain [Part 2]

The Coinbound System lets him buy spells, skills, and stat boosts like a magical vending machine...But nothing comes free.Every fireball costs gold.Every body enhancement? Taxed.Even getting a suggestion comes with a convenience fee.While nobles train for years to master a single flame spell, he can just buy it off the System. From summoning spirit beasts to crafting forbidden runes, his power grows with every coin he scrapes together… and every unnecessary expense he dodges.But in a world where magic is passed down through noble bloodlines and ancient family grimoires, a broke outsider with a price tag on every spell has no business rising through the ranks.Still, he’s surviving. Thriving, even.So long as he tracks every copper and refuses to overspend on fireballs, he just might make it out alive.They call him cheap.They call him stingy.But one day… they’ll all remember the name:The Frugal Mage.

Birth rates are decreasing. Hope is vanishing. The world has gone gray.Humanity, drifting in quiet collapse, receives an email.Every person on Earth. Simultaneously.The Aegis Mandate.Disguised as a cosmic aptitude test, it triggers The Incident of Separation—a global psychic cataclysm that erases identities, wipes memories, and divides all survivors into three factions: Law, Neutral, and Chaos. Overnight, cities become battlegrounds. Apartments become dungeons. Ordinary people become monsters—or the ones who hunt them.Ragnar Vhagar was just a loner university student. Now, thanks to a system he didn’t ask for, he’s a newly minted Demon King, locked in a crumbling apartment with goblins under his sofa and a glowing soul crystal next to his frozen peas. His new job? Build a deadly domain, defend it from invading “Heroes,” and somehow level up fast enough to not die.Alongside him is Isabelle Thorne, a razor-sharp warrior of few words and one very sharp sword. Their reluctant alliance, born in blood and snark, evolves into trust—and maybe something dangerously close to affection—as they rise together through the layers of the game-like world they’re trapped in.With each conquered domain and defeated boss, Ragnar realizes the truth: the dungeons aren’t meant to crown a winner. They’re meant to break the players. The Law faction wants control. The Chaos faction craves destruction. But Ragnar? He wants something they’re all too afraid to say out loud:Freedom.In the ruins of Kanta’s ogre stronghold, Ragnar and his misfit warband take their biggest step yet—claiming a kingdom, unifying a fractured system, and preparing for what comes next. The Heroes are watching. The gods are stirring. The world is watching a war.And somewhere deep beneath it all... Ragnar is rewriting the rules.

Ha Si-heon is a brilliant but obsessive Wall Street financier who has built an immense fortune driven by a fear of financial insecurity. After enduring a tragic childhood, losing his mother, and navigating financial ruin with his father during South Korea’s 1997 financial crisis, Si-heon immigrates to the U.S. He fulfills his father’s wish by becoming a doctor but finds himself drawn to the lucrative world of Wall Street.At a top hedge fund, Si-heon leverages his medical expertise to dominate biotech investments, thanks to an unusual ability to predict successful FDA drug approvals. He amasses wealth quickly, yet struggles with a pathological fear of spending money. His relentless pursuit of profit takes a dark turn when he’s diagnosed with idiopathic multicentric Castleman’s disease (iMCD), a rare, life-threatening immune disorder with no cure. His condition worsens despite aggressive chemotherapy, as the lack of research funding for this “orphan disease” leaves him without options.Just as Si-heon faces death, he miraculously awakens to find himself transported 10 years back in time, to the beginning of his career on Wall Street. Realizing he has a second chance, Si-heon is determined to not only reclaim his wealth but also amass enough money to fund a cure for iMCD. The story explores themes of greed, ambition, mortality, and redemption, as Si-heon seeks not just to survive but to redefine the meaning of his life.

Once through the pirates, Lu En became the son of Monkey d Dragon, a grandfather named Monkey d Karp, and an unreliable and neurotic younger brother named Luffy.

Fortunately, the ghost back system is activated!

The completion of the ghost back is 10%, and the training effect is increased by 100 times!

The completion of the ghost back is 20%, and the training effect is increased by 1000 times!

…

One day, Lu En, a ghost-backed master, appeared in front of Luffy who was shouting to go to sea, and made Luffy cry on the spot.

Luffy: “The pirates in the sea are all monsters like my brother? I don’t want to go out to sea!”

Garp: “For a long time, the two boys, Long and Luffy, with small arms and calves, I really doubt that they are not my sons and grandsons. Like Lu En, they are the grandsons of the old man!”

Warring States: “The strongest creature in the sea, land and air is Kaido? No, it’s Lu En!”

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