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... e should settle accounts clearly. Helping you is one thing, lending you spirit stones is another matter entirely. So, let’s do this. Just state the amount and write me an IOU. I can lend you some middle-grade spirit stones. Within a thousand, I won’t charge you interest. But if it’s over a thousand, let’s make it an annual interest rate of ten percent."

Zhang Ting originally thought about getting more spirit stones from Qi Tian, but didn’t expect he would charge her interest. Honestly, s ...

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