Cultivation Begins with Skill Points - Chapter 109: Auction

An otherworldly cultivator finds himself in the body of a young Naruto, shortly after he finishes his academy days.With only fragmented memories of this new world, he finds himself in. The cultivator will make full use of his old knowledge to not only survive but reach new heights.Everyone who tries to get in his way will soon find how ruthless this old soul can be.A.N - Please read this:- The characters In the story will be a bit older than in canon. They will start at fifteen after graduating from the academy and will be around eighteen after the Shippuden time skip.- There will be Harem. I'm not sure how big yet, but probably not very big.- There will be a lot of violence and blood, so be warned.- There will be some occasional smut scene later on in the story.- During the beginning, the story is going to follow canon events quite closely, but this will change more and more as the story progresses and Naruto's actions and decisions start to have consequences.The upload rate is currently at 6 chapters per week, I may increase it in the future if I have more time. I do not have specific days or times for the uploads because my full-time job has an erratic schedule so I upload whenever I have the time. But you can expect 6 new chapters by the end of the week. Sorry for the inconvenience, I hope my readers understand.

“Finally, the owner has appeared. You read me.”The Archmage’s legacy, the Book of Truth.Binair Dalheim, a dropout of the Elfenbein Tower, accidentally discovers the Book of Truth.“I will awaken your magical talent. In return, complete me.”The dropout boy, whose dormant talent has been awakened, begins his journey to retrieve the Book of Truth as requested.

In the year 2050, the world changed drastically when mysterious portals began to randomly appear, bringing with them terrifying monsters dubbed Transcendents and unimaginable dangers. Humanity nearly collapsed entirely, and the survivors took refuge in cities and secure areas, protected by individuals with special abilities called Awakened. These Awakened were the only humans capable of entering the portals and exploring the unknown realms on the other side, in search of resources, treasures, glory, or answers.

Kaito, on the other hand, was just an unhappy young man who found solace in a classic online game called Mortal Tower, where he created an avatar of a powerful and charismatic villain. While many hoped to become Awakened, Kaito believed that even if he lived a million lives, he would never have the fortune to become one. However, one fateful day, fate played a trick on him. He woke up and naturally looked at his reflection in the bathroom mirror, but he could hardly believe what he saw. Kaito strangely resembled his Mortal Tower avatar.

And to make things even better, Kaito somehow inherited the purchasing system from Mortal Tower, which would allow him to buy all kinds of items, from rare abilities to legendary equipment!

Now, Kaito has to deal with his new life in an almost post-apocalyptic world full of opportunities, but also with a new great challenge called Celestial Abode, something even greater than the classic dungeon-crawling portals, something so similar to the early floors of Mortal Tower that it scares him. However, Kaito sets a goal for himself: conquer the top of both worlds, but he doesn't know it will cost him his selflessness.

(Obs: No, he's still not a villain at first. There is a development for him to become a villain.)

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“The world’s not fair, but fairness doesn’t pay the bills. You don’t wait for a handout — you build your own damn ladder, one step at a time.”Ethan Grey’s life was built on ambition, hard work, and hope — until a single accusation destroyed it all.Framed by his ruthless boss, Ethan loses his job, his reputation, and is left drowning in half a million dollars of debt.Cast aside by a society that thrives on crushing the weak, he’s at rock bottom with no way out.But in his darkest moment, something extraordinary happens. A mysterious system awakens, offering Ethan a second chance — but with rules.[Congratulations, You have awakened the Harem Investment System]It can’t make him rich overnight, and it won’t give him shortcuts. Instead, it points him toward physical investments: crumbling properties, broken-down machines, and forgotten treasures.Each one is a gamble, but with every success, the system rewards him with newfound skills and opportunities.