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... s not enough. We can’t even afford to eat meat frequently, send our children to school and buy new clothes. Life is truly a bit ….. harsh on us," the oldest lady lamented as she thought about life.

Alayna understood what they were talking about as she had experienced it too, "this is the reason why I came up with a solution. Today I am going to talk about stokvel, a program that I came up with. I will be explaining it to you at a slower pace and if you don’t understand, please don’t hesit ...

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