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... d handed her my entire worked out business plan for the farm, the projected crop plantings, the potential sales I expected, and I also accounted for droughts and slumps in the market.

Miss Margaret Jessome was the main loan officer for the entire district I lived in. If she didn't approve of my plan, no one would. She looked a little surprised to see the pile of papers before she gained a determined look in her eyes as she started reading.

I sat there and waited her out, because ...

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