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... ambled on about the importance of merit points.

Jim’s eyes were glowing as he said, "If I had a lot of merit points, not only would I be able to pay off my awakening debt in this life, but I could also use them to pay for reincarnation insurance, so that when I die, the sect will send someone to find me once I’m reborn and reach a certain age."

"That person will bring me to the sect and make sure that I awaken and become a cultivator. Then the sect will give me back all of my con ...

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