Stuck in an Island with Twelve Beautiful Women - Chapter 99: Fate or fear

This is an Isekai styled story, written from the point of view of the protagonist.

Discover the secret of the new, unknown world with Peter, as he sets his first steps in an empty, ruined city. Meet new people from all around the globe. Fight, laugh, and cry.

A very ordinary white collar worker, Han Sang Hoon.One day, he came late to work and there he finds a strange destiny called [12 Hours After]

Luke transmigrates as Abel Bishop into an alternate world vastly different from his own. On the surface, it appears ordinary, but beneath lies a hidden war.A special group of people, known as Occultists, wield supernatural abilities to combat the anomalous entities that threaten humanity's existence.Thrown headfirst into this age-old conflict, Abel has only his strange abilities, his sheer will to survive, and a mysterious coin that always returns no matter how many times he tries to get rid of it...

Su Xiaoxiu failed the college entrance exam and was admitted to a private university instead. Looking at the expensive tuition bill, her whole family was worried about how to pay for it. Should she take a gap year and retake the exam?

Just then, she suddenly got a progress system that gave her money every time she walked somewhere?! Looking at the large amount of money in the system, she was determined to improve herself and contribute something useful to society.