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... name was Richard Harlow, and in twenty-three years at Chase, he had developed a reliable instinct for which files required his attention and which ones simply thought they did. He could usually tell within the first paragraph.

He read Patricia’s note, opened the file, and got as far as the trustee line before he picked up his phone.

The call he made was not to the compliance team.

It was to a number three levels above the retail private banking division. A number he had ...

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