MTL - Xiuxian: The Beginning Starts with the Drug Boy - Chapter 558 little gains

A calculating merchant of noble birth lives a comfortable life managing his guild's business at the Imperial Academy—until lightning strikes him, leaving him with prophetic visions of a disastrous future. In these visions, he's expelled from his family, branded a traitor who aids demons, and worst of all, becomes a penniless beggar. When the supposed “protagonist” of these prophecies enrolls at the academy, he realizes his countdown to ruin has begun. Now he must use his foresight to rewrite a story where he's cast as a third-rate villain, all while navigating ancient dungeons, demonic threats, and the troublesome “hero” who might be the key to changing his fate.#MoneyIsEverything

“The civilians here are not simple, they are cunning, they are greedy, they are tyrannical.”

“The nobles here are not noble, they are selfish, they are arrogant, they are insidious.”

“I used to be angry about this, but now I pity them. This is a dark world. Since they were born, they have not had the opportunity to choose another life. Now it is up to me to give them.”

“I will bring food and clothing to them, and then they will have morality. I will bring comfort to them, and then they will have faith. I am a traveler from a distant world, and I will bring the fire of civilization to In this dark and wild place, I know I am doing the right thing, eradicating famine, driving out disease, suppressing crime, ending war, and giving anyone who wants a change a second chance.”

“Then, kill all those idiots who are shameless.”

- Description from novelbuddy

A single distrustful phone call to the authorities led Ling Ke, who had crossed over to the eve of the Third Honkai Eruption, to endure years of torment as a lab rat.By now, the Crimson Herrscher had already “transcended,” Kiana was with Anti-Entropy, Mei was with World Serpent, and Bronya had long since reunited with Seele...As for Ling Ke, he had become the Herrscher of Dominance, commanding a thousand puppets.“From this moment on, I will exact my revenge upon this world!”The once ordinary Chinese man who had crossed over into this world, now completely consumed by darkness, revealed a terrifying, twisted grin.A forewarning—this is not a happy story.

On modern-day Earth, An Lin seems to have been abandoned by God.
When his father suddenly disappears, An Lin is left with his father’s immense debt, putting his life at risk.
After being forced to a rooftop by his pursuing creditors, An Lin is unexpectedly swept off his feet and brought to the ground safely.