MTL - Richest Man: Divine-Grade Reconstruct System - Chapter 1228 loan service

Chen Xi was a jinx who radiated misfortune the way a torch radiated light, and everyone around him knew it. His entire clan was annihilated when he was young, and not too long after that his parents disappeared. His marriage contract? Poof. Torn to shreds and gone up in smoke before the eyes of everyone in the city, almost humiliating his grandfather to the point of suicide! Cultivation? No time for that, he had a family to take care of!

This is the story of Chen Xi, a youth forced to stop cultivating and instead craft talismans to pay for his younger brother’s tuition… and who, in the process, would rise to become known by all as the Talisman Emperor!

Carlos Valois thought dying once was enough—until he woke up as a 10-year-old in the world of “The Dark Era,” a game he'd mastered in his previous life.Born as the last heir of a fallen noble house, Carlos discovers he's destined for a tragic fate: in six years, he'll be manipulated into joining the dark forces and killed by his own childhood friend. But this time, he has the ultimate cheat code—memories of the future.While other kids play with toys, Carlos hunts for divine legacies. Using his game knowledge, he performs an ancient ritual and steals a Demigod Mark from the thousand-year Sacred Oak—a power that should have remained hidden for decades.At 15, Carlos awakens as a Death Herald with broken stats that shouldn't be possible. Most Death Heralds are fragile summoners hiding behind weak skeletons. But Carlos combines his necromancy with stolen divine abilities, creating a hybrid build that turns him into an unstoppable force......[Skeleton Warrior has successfully evolved into Purple Thornblade Skeleton Guard!][Purple Thornblade Skeleton Guard has activated Bond: Glory of the Purple Thornblades!][Twelve Purple Thornblade Guards have formed an Undead Armored Knight Legion!].....His skeleton warriors aren't cannon fodder—they're elite undead legions enhanced beyond normal limits through secret evolution paths that took thousands of players years to discover.Every “coincidental” encounter is actually Carlos farming legendary opportunities. While his sister thinks he's just a lucky genius, Carlos systematically raids every hidden treasure, secret technique, and forgotten legacy he remembers from the game. Ancient bloodlines, divine artifacts, mystical cultivation methods—if it exists, he's taking it.With his infinitely evolving undead legion, Carlos set out on a path to rewrite destiny and become the supreme Death Herald legend.

A reader has been watching Hanyu for so many years and can’t help but revolt!

This is a Korean entertainment in my imagination, not a stallion, not a red palace. Korean entertainment that is as close to real life as possible

- Description from novelbuddy

Michael Alastair never mattered. In a world where strength was everything, he was nothing—just another powerless kid, easy to break and easier to forget. When his tormentors finally took things too far, his story should have ended in that alley, bleeding and alone.But fate had other plans.In the void between life and death, a voice spoke. Cold. Sharp. Amused. [NEW TALENT UNLOCKED: WRITER’S LEGACY]. A system unlike any other—sarcastic, relentless, and strangely invested—offered Michael a power beyond reason and a purpose he never imagined. Now, armed with an SSS-rank ability and a mission to rise, he’s back. And this time, he won’t just survive—he’ll rewrite the rules.