MTL - No Protection Tonight - Chapter 1604 Things of the year

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

Accidentally reborn as the son of the distant cousin of the Squib, the mother of Harry Potter’s friend Ron, and lived in this world as the second generation of Squib for eleven years.

He originally planned to be an accountant like his father in the future, but he didn’t expect fate to play a joke on him, and he didn’t know the slightest bit of magic, but he received the exact same envelope as his sister on his eleventh birthday.

Due to the expectations of his parents, he reluctantly accepted the reality, but inadvertently discovered another secret…

- Description from novelbuddy

Athen had always lived a solitary life, as without any family or friends, he struggled to survive in his poor, forgotten hometown. The only escape from this grim reality came in the form of tales of magic told by rare visitors from the distant capital.That was, until one day, Athen discovered that magic wasn't just a dream. It was within him.With his newfound power, Athen completed a desperate heist, stealing a priceless diamond. But his triumph was short-lived when he realized the diamond was a fake.Yet... what seemed like a cruel trick turned out to be a blessing in disguise, for the fake diamond held the key to unlocking Athen’s greatest desire: the chance to truly learn magic.

Liu Ming, since he was young, lived in a savage prison named Savage Island where the prisoners aren’t controlled by any guard or security. When the island sinks due to “mysterious” events, only a handful of people survive – those survivors are then pursued by the government.

On the other hand at another place two practitioners are worrying about what will happen to them because the young master that they were supposed to protect had died.

Their young master looks nearly like our MC
What will happen?