MTL - Martial Mythology - Chapter 24 debt collection (below)

Derek Carter never asked for a System, an apocalypse, or the pressure of being humanity’s so-called “last hope.”He was just trying to survive the daily struggles of being an orphan in Paleview City—dodging bullies, scraping together meals, and lying his way into school. Life was already hard enough.Then, one day, a blue screen pops into his vision:[Warning: The world is doomed. Try not to die.]Yeah, great. Just what he needed—cryptic doomsday messages and no instruction manual.Now, monsters are creeping into the city, reality is unraveling, and Damien’s “legendary” starting stats are barely above zero. The System promises him power, but there's just one tiny problem—he’s never won a fight in his life.Armed with sarcasm, questionable decision-making skills, and the sheer refusal to die, Damien is about to embark on the worst (and possibly last) adventure of his life. Because if the world really is ending… he’s at least going to make it someone else’s problem first.After all, heroes are overrated—survivors get to tell the story.

The protracted ’witch hunting’ had faded into silence with the end of the Seven Years’ War, and the mysteries of the East Coast had begun to conceal themselves, yet gunpowder was on a rapid rise. Mo Qishang, who should have been utterly confounded, stood at the crossroads of destiny in the name of Arthur. He stared in astonishment at the charging knights, the wizards atop the high towers, and the bizarre wilderness. He felt the sharpness of the longsword and the recoil of the firearm, both clear and unfamiliar. At last, he excitedly shook his robe and, with a smile on his face, said— “Do not believe what I say, for to believe is to exist!”

I was reincarnated in a game-like otherworld.[ Warning! When acquiring an active skill, all stats will decrease by 80% for each active skill! ]...What the hell.

Master said, the woman I held in my hands, I must protect for the rest of my life.