MTL - I Help the Richest Man Spend Money to Prevent Disasters - Chapter 38 (500 red envelopes)

Derek McCoy was a man that since his youth had to face many adversities. Often forced to settle with surviving rather than living, had finally found his place in the world, until everything was taken from him one last time. After losing his life to avenge his brother, he reincarnates until he finds a world worth living for, a world filled with magic and monsters. Follow him along his journey, from grieving brother to alien soldier. From infant to Supreme Magus.

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Tags: Transmigration, Male MC, Western Fantasy
Schedule: 1 chapter per day
Chapter Lenght: 1700 - 2000 words but usually are even longer
Warning: The MC is not an hero nor an anti-hero. He is a broken, cynic and misanthropic person looking only for his own gain. If you are looking for a forgiving, nice, MC that goes around saving people in distress, this is not your cup of tea.
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I don't own the cover but wasn't able to find the author.

Ethan Cross was just an ordinary college student in his past life—until he died trying to save a banker playing hero. Now, he finds himself reincarnated in “New World”, a realm plagued by Dread Beasts, where only those who awaken Aethermarks can become Heroes.But there’s a problem.Ethan has awakened as an E-rank Hero, the weakest tier, cursed with only one ability slot—a death sentence for any aspiring warrior. With no powerful clans willing to recruit him and the world already looking down on him, his future seems bleak.Until he discovers his Innate Talent: Sanctum of Beasts.This mysterious power grants him access to a personal dimension, where he can hunt endless waves of Dread Beasts. Unlike the real world, slaying them in this space drops Ability Fragments, which he can combine to gain abilities without slot restrictions. Even better? Time flows differently—he can train for days, yet only an instant passes in reality.Determined to rise from nothing, Ethan embarks on a secret journey to accumulate power. But as he completes missions and unravels the truth about the Black Pits, he realizes there’s something far more sinister lurking beneath the surface.The Hero Association hides dark secrets. Villains roam freely in the shadows. And Dread Beasts may not be the mindless creatures everyone believes them to be.With powerful enemies watching his every move, Ethan must play a dangerous game—remain unnoticed or become the hunter of both beasts and men.But one thing is certain:In this world, strength is everything. And Ethan Cross will carve his own path to the top—no matter the cost.

My brother* and I, from elementary school to university, had grown up together. We didn’t just get into the same degree, we’re also sharing the same dormitory room.

Others may think that our brotherly bond is close but in fact, without my knowledge, he actually had ulterior motives.

Finally, one day, his wolfish intentions were revealed.

I had thought that with my rejection, he would give up but…. This actually became the reason for him to openly tease me?

Ah, everywhere were traps.

Question: What to do if the person chasing me is too black-bellied?

Answer: The best solution —— Accept him.

While on a school field trip in the Czech Republic, Kang Hyuk happens to stumble into a shop called “Archmage.” To his disbelief, the shop is actually owned by an archmage… from another world! Forced to become the Archmage’s disciple, Kang Hyuk is punted into the Kallian Continent, where might and magic overwhelm and wyverns fly high in the sky…

In this world, people are either sword-wielding knights, magic-wielding mages, or spirit-wielding summoners. There hasn’t been anyone yet who can do all three… until now.