MTL - I Have a City in a Different World - Chapter 4254 Pull people into the water

An ultimate warrior, the one and only Alchemy Emperor, Ling Han, died in his quest to achieve godhood. Ten thousands years later, he, with the ‘Invincible Heaven Scroll’, was reborn in the body of a young man with the same name. From then on, winds and clouds moved as he set himself against the uncountable geniuses of this new era. His path of becoming a legend has begun once more. Of all eras underneath the heavens, I am the strongest!

The handsome, skilled newbie livestreamer, Ji Zhiyao, has a dream.

My Beautiful Teacher tells the story of a university graduate Qin Chao who can’t seem to find a job and is in a downward spiral in his life. Then one night as he walks home from another failed job interview, a vase hits his head, making him get possessed by an old and powerful evil spirit sealed in that vase and following another incidents, inadvertently saved a mysterious university teacher Su Ji, thereby opening his path to cultivation, he also manages to get a job as a security guard at Guangyuan School. A series of adventures then took place as he deals with all kinds of supernatural beings.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.