MTL - Gold Lord is Very Busy - Chapter 2 .newborn

The Coinbound System lets him buy spells, skills, and stat boosts like a magical vending machine...But nothing comes free.Every fireball costs gold.Every body enhancement? Taxed.Even getting a suggestion comes with a convenience fee.While nobles train for years to master a single flame spell, he can just buy it off the System. From summoning spirit beasts to crafting forbidden runes, his power grows with every coin he scrapes together… and every unnecessary expense he dodges.But in a world where magic is passed down through noble bloodlines and ancient family grimoires, a broke outsider with a price tag on every spell has no business rising through the ranks.Still, he’s surviving. Thriving, even.So long as he tracks every copper and refuses to overspend on fireballs, he just might make it out alive.They call him cheap.They call him stingy.But one day… they’ll all remember the name:The Frugal Mage.

Chi Yan had always had a weak constitution, and ghosts had always tried to kill him. He had tried many ways to change his situation, but it was all futile.

Coincidentally, Third Master Ye of Shiming City passed away, and a priest informed Chi Yan that Third Master Ye possessed the “look of demon,” Carrying a bit of this man’s ashes and installing an altar for him at home could help control the evil spirits around Chi Yan.

Left with no choice, Chi Yan took a gamble. Amazingly, it worked. However he didn’t expect that he’d be instead be haunted by the most persistent ghost of them all.

Obsessed with love, undying resentment, possessed by evil.

- Description from Novelupdates

Reborn in the Naruto world, Shin Uzumaki finds himself in the doomed Land of Whirlpools. As a member of the Uzumaki Clan! Trapped in a world filled with war, betrayal, and unimaginable power, Shin’s survival seems impossible.. Until it isn’t!![Ding! Replication System Activated!][Daily Login Reward: Common Replication Card.]​​​​​​​[Newbie Gift: Perfect Sage Body—​​​​​​​Adamantine Sealing Chains​​​​​​​—​​​​​​​​​​​​​​Four Symbols Seal​​​​​​​]With the power to Copy any Ability—whether it’s the Kekkei Genkai or Rinnegan or Forbidden jutsu—Shin begins his journey to dominate the Ninja World. [First task: Save Kushina and prevent the destruction of the Uzumaki Clan.]

The fake daughter was spoiled by her elder brother and parents, but she, the real daughter, was disgusted to death and scolded as trash, she endured it… But what happened this time? After the rebirth cycle, the eldest brother who hated her the most hugged her and said that he loves her. Is she his only sister? Several other elder brothers sent the most expensive gifts one after another, just begging her to take a second look? This plot is not right?

Brothers:

“Yanyan, do you eat candy? Big Brother bought it for you all over the country and put it in a candy house.”

“Yanyan, do you like this house? The second brother bought dozens of houses for you.”

“Yanyan, the third brother of the playground has been transferred to your name.”

“Yanyan, my brother will take you to debut at C position.”

Gu Yan: “…” (Help! She really wants to do the task in a low-key manner!)

- Description from novelbuddy