MTL - Comeback 1992 - Chapter 25 seems like an answer

Stripped of his blood meridians, young lad Lu Ming suffered all kinds of humiliating demise and was deemed useless. One day, he gained access to the Supreme Shrine by chance and went on a glorious, odds-defying path with a reborn supreme blood meridian.

The myriad paths of the Dragon Emperor were birthed by cultivating the True War Dragon Technique, devouring countless living beings, connecting all blood meridians under the skies, and traveling through and defeating heroes from all Nine Skies and Ten Lands.

Rebirth at the turn of the century, people are in Moscow, just got off the plane, ready to study abroad…

Wang Ye originally only wanted to be rich and safe, and to live his own life in a plain and happy way.

But being pushed by the hand of fate, he involuntarily went to the road of oligarchs!

- Description from novelbuddy

The days where adventurers would roam the land and grow strong are long gone. More than 99.9% of the world's population is level 1, and in fact, leveling just isn't something people think about anymore, as almost every spawn point on the planet has been gone for close to a thousand years. Only the elites, the super rich, or the super lucky have access to spawn points, and because of this, they are like Gods among men: like superheroes. For people like Zach, life is a mundane, ordinary experience of getting up, going to school, working, and then going back to bed. But that's all about to change when he stumbles upon one of the only unknown spawn points in existence. And in doing so, his life is about to descend into a wild chaos he never could have expected. (Lit RPG, fantasy, action, slow burn)