MTL - City Exchange Life Club - Chapter 405 : Interest is charged first, principal is owed

Working hard and living frugally, Wen Qian accidentally obtained Spatial abilities, followed by dreams about natural disasters. So instead of buying an apartment, she stocked up on supplies, changing from a city office worker into a countryside food blogger. Then, Wen Qian noticed that reports of disasters around the world were on the rise…

Four years ago, Wu Tian, inebriated, had a chance encounter with a woman, after which a mysterious treasure flew through the window and struck him, leading to his ascension to the Immortal Realm.Four years later, having undergone extensive cultivation in his ring, Wu Tian had become the Wutian Celestial Emperor, a formidable figure who returned. However, he never expected that the woman from that time was actually his unseen fiancée, and she had borne him a daughter!

Derek Carter never asked for a System, an apocalypse, or the pressure of being humanity’s so-called “last hope.”He was just trying to survive the daily struggles of being an orphan in Paleview City—dodging bullies, scraping together meals, and lying his way into school. Life was already hard enough.Then, one day, a blue screen pops into his vision:[Warning: The world is doomed. Try not to die.]Yeah, great. Just what he needed—cryptic doomsday messages and no instruction manual.Now, monsters are creeping into the city, reality is unraveling, and Damien’s “legendary” starting stats are barely above zero. The System promises him power, but there's just one tiny problem—he’s never won a fight in his life.Armed with sarcasm, questionable decision-making skills, and the sheer refusal to die, Damien is about to embark on the worst (and possibly last) adventure of his life. Because if the world really is ending… he’s at least going to make it someone else’s problem first.After all, heroes are overrated—survivors get to tell the story.

It was supposed to be a perfect deal in which both parties got what they needed. However, after the child was born, he tore up the agreement with discontent and told her, “Who said that we’d only have one child? I want twins! Twin brother and sister! You’ll continue giving birth to more children until you bore me a pair of twins!”