Max-Level Metaphysician: A Debt Repayment Journey - Chapter 693: Just Give Money

I never imagined this would happen to me. Reincarnation? A second chance? Into a fictional world, no less? It was the stuff of wild stories, impossible dreams, and late-night “what ifs.” But life has a funny way of playing with your expectations.When the choice was offered—life as I knew it or a chance to die and be reborn somewhere else—how could I say no? The catch? I wouldn’t return to just any world. No peaceful afterlife, no utopia waiting for me. Instead, I landed in the heart of chaos.Here I am, standing in the shadows of giants—of gods, heroes, and monsters. Welcome to the Marvel universe, where cities are playgrounds for battles that could shake the world, and everyday people like me are nothing but collateral damage.But I’m not just another face in the crowd anymore. Somehow, I’ve got a role to play. My name in this world is Dave Garcia, and this is the story of how an ordinary guy from another life navigates a place where the impossible is an everyday reality.What would you do if you woke up in a world where the fate of everything could be changed with a snap of the fingers? Because that’s exactly what I’m trying to figure out.

Chi Xiaochi: fourth-rate citizen at birth, three-time award-winning film emperor, second-rate temper, first-class looks. He crawled his way out of hell on hard mode to become a winner at life.

Then, he was smashed into a vegetative state by a chandelier.

061: Hello, here’s a brief rundown on the scum gong reconditioning system. This system measures the regret level of the scum gong. Every time their regret level reaches one hundred points, you will be able to leave the current world. A friendly tip, usually, through dedication and self-sacrifice, our employees slowly foster a sense of dependency in the scum gongs, gradually making it so the scum gongs can’t live without them.

Chi Xiaochi: How many regret points is a complete loss of reputation and standing worth? How about a fall from grace? Or wanting something but never being able to obtain it?

061: ……

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Ash opened his eyes to find that he had traveled to a strange nation of many races, and people were kneeling before him.Before he had time to adapt to the new identity of the Terminus Observer, he was put to jail – as a cult leader.In prison, controlled by a high-tech chip, he was unable to use violence. He also lost all his memories due to the time warp.How could he escape from the prison full of ogres, green-skinned beasts, sorcerers, and elves in this strange nation? And how could he survive the legendary Blood Moon Judgment?“Ding! You obtained a game system – Mage Manual! It includes an illusory world map, which can predict risks and gains, helping you find advantages and trouble, and greatly improve exploration efficiency!”“Ding! You obtained Deadly Berserker Sword Maiden! You can share all skills and upgrade together with her!”“Ding! You encountered an Illusory Vortex! Go straight through the heartland of the Illusory Realm and harvest a lot of experience to create the Silver Wing!”...Is this the legendary system? It not only gives me free skills, but also a skillful fighter?Ash discovered that even though he was in the Otherworld, he could dominate his own destiny with the system, and even...dominate the entire Otherworld!

One day, a door to another dimension opened all over the world.

“Channel”

At the same time as the channel opens, different races appear on Earth, and mankind awakens its magical talent.

But…? Yoon Min-joon, was able to use magic long before the channel opened.

The forced escape of a reclusive loner who was once the only wizard on Earth.

“It’s dangerous outside the house.”