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... py middle-aged man.

Looking at the man's big belly, a wicked smile, and bald head, Michael recognized this man as the loan shark of this world. Back on earth, he met his fair share of loan sharks. They would lend out money to anyone without asking for any official documents like a bank but after their client took the money, the loan sharks would dry them out by collecting the money with inhuman interest rate by any means necessary.

Only a few had escaped the clutches of a loan shark ...

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