Heiress' Househusband is a Secret Billionaire - Chapter 399: Wanna Collect My Life Insurance?

What comes to your mind when you hear the word 'Villain'? Evil, cruel, cunning? So true.

But what if the main character in this novel is reincarnated as a villain? Can he kill the protagonist who has endless plot armor?

Zhou Yuan had to accept the fact that he had reincarnated into the world of the cultivation novels he had read in his previous life.

He realized that his identity was extraordinary.

Father is a CEO and Mayor, Mother is the Chairman of a famous company, and Grandfather is a national hero.

Zhou Yuan was excited, but that all changed when he realized that his role was that of the villain.

“Shit, am I going to die? No, then I will become the villain who rules the world!”

Not being reckless, Zhou Yuan got help from the system.

[Ding, you got a starter gift pack]

[Congratulations, you got a high-level cultivation talent]

[Congratulations, your luck increased +20]

[Congratulations, you got a high-level medical technique]

In a world where civilization has collapsed under the weight of monstrous mutations and apocalyptic chaos, humanity teeters on the brink of extinction. Swarms of bloodthirsty insects darken the skies, while grotesque beasts roam the ruins of once-great cities. In this new age of fear and fire, survival is a luxury few can afford.Magnus is reborn on the eve of humanity's downfall - armed with forbidden knowledge and a ruthless will to survive. With his memories of the future and the fire of ambition, he does what no man has ever dared: he builds an all-female army in the ashes of the old world.As the world burns, he leads his women to evolve through blood and battle, seizing territory, crushing rivals, and forging strongholds from scorched earth. From scavenging ruins to building a post-apocalyptic empire, every conquest brings them closer to domination - and to each other.A steel-hearted commander who bows to no one. A refined professor whose calm hides forbidden heat. A rebellious wildcat who burns with fire and fury. A lonely widow who rediscovers desire in his arms. And many more drawn to his strength, his madness, his touch.One by one, they fall to him - not with chains, but with passion. They become his blades, his shields, his women. And together, they carve a path of blood and flame through the end of the world.He doesn't just survive the apocalypse -He conquers it.Apocalypse, Rebirth, All-Female Army, Harem, Survival, Brutal Combat, Overpowered MC, Dark Fantasy, Loyalty, Passion, Military Strategy, Female Awakeners, Seduction, Conquest, Adult Themes, Post-Apocalyptic Empire

A man betrayed by a comrade dies a wretched death as a third rate swordsman. His existence, his life, his emotions are all a nuisance in the eyes of society. But wait… What’s this green skin? Reincarnated as a goblin? Wait, I went back in time as well?

.In order to make up for the regrets of his past life, Ye Fan transfers to the high school Ning Xi attends after his rebirth, finding the beautiful figure from his memory. In his memories, Ning Xi lay on the operating table, using her last breath to say, “Brother, I... I like you...” In this life, watch how Ye Fan conquers the heart of the soft and genius school beauty step by step. ...