Bog Standard Isekai - Chapter 27Book 4.

After waking up in the body of the Young Master of the Luo family, he finds he has the knowledge of hundreds of games and Light Novels. However, he finds his Dantian is crippled, so he can’t practice cultivation! Luckily, he has the Upgrade system.

Killing Monsters, doing Quests, and even killing people- it’s just too easy. I don’t have any Martial Arts? I have hundreds of light novels, just let me level up so I can get this Main Character’s Martial Art! The only problem is: Should I follow the “This OP character cultivation” or should I follow “Another OP character cultivation”?! The tragedy!

- Description from Novelupdates

After announcing it will be discontinuing all service, the internet game ‘Yggdrasil’ shut down… That was the plan, but for some reason, the player character did not log out some time after the server was closed. NPCs start to become sentient. A normal youth who loves gaming in the real world seemed to have been transported into an alternate world along with his guild, becoming the strongest mage with the appearance of a skeleton, Momonga. He leads his guild ‘Ainz Ooal Gown’ towards an unprecedented legendary fantasy adventure!

Down and out of luck, Yuki was. She was fired from her job and needed to find money to pay rent for her low income housing. The only saving grace was a news report she saw. Soul Fusion Online: a vrmmo taking the world by storm. A place where players can turn in game money into cash in the real world. A living world where even the NPCs are as real as anyone you would meet on the city streets. A game with cultivation and leveling mixed together.

After creating a male character to play the game with, Yuki begins her journey on her path to becoming a legendary figure in the gaming world. Meeting new friends along her journey, she slowly begins to come out of her shell and loner life, both in game and real life.

"Your bed is cold," spoke a voice in the room that had her eyes go wide in fear. Nervously, she turned around, gulping softly to see a shadow on her bed as if someone laid down there. The man who had been lying down sat up emerging out from the shadows where he had been waiting for her.