Avatar Online - Chapter 34: Official Forum

Years ago, Earth was indoctrinated into the “System.”Earth was not the only place with the System, however. With the System came the other races, Invaders. The Invaders had one goal, to obtain ownership of this new habitable planet. This created a bloodbath, and for years the war raged.This didn't really have much to do with Derek. Derek was kind of a loner. Yeah, he enjoyed the occasional chat or drink with others, but he never stayed in one place too long or really got to know anybody new.Derek did happen to be rather strong. After the years of fighting monster and Invaders alone, he had become quite adept at surviving. One thing that helped keep him alive was his refusal to get involved with others. He rarely cooperated with teams.One day, Derek broke his rules and decided to lend some help, as the mission didn't seem too hard. He should have stuck to being alone.

The world is in ruins. Extreme sub-zero temperatures suffocate the surface, making even simple survival an ordeal. Frozen derelicts of bygone eras span across massive ice wastes. And the survivors closely guard any technology rediscovered within.The only escape from the deadly climate is beneath the surface. But it’s another disaster underground. Monstrous machines lurk in the depths. Unhinged demigods war against them, dying over and over, treating it all like a game. The land itself shifts over time, more contraption than rock. And an ominous prophecy states that the key to everything waits on four heroes - but nobody knows who or where they are.When an expedition into the far uncharted north goes terribly wrong, Keith Winterscar and his father get trapped together in a desperate fight for survival. Stumbling upon an ancient war of titanic scale; the two will need to set their differences aside while they struggle against Gods, legends, and the grand secrets of the realm that lies below.

Reach the peak of immortal cultivation and become able to run amok without fear!
Use the power of martial arts to rule the world and defeat heroes!

The weather changes at the whim and wave of a palm. He who cultivates both immortal techniques and martial arts, who could possibly defeat him!

Xiao Chen is a shut-in who purchased a ‘Compendium of Cultivation’. Soon after, he crossed over into the Tianwu World, a world ruled by martial arts. He then refined pills, drew talismans, practiced formations, crafted weapons and cultivated the Azure Dragon Martial Soul that had not been seen for thousands of years.

This is a story that tells of an exciting and magnificent legend!

- Description from novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.