Reborn with Consumption System-Chapter 629 - 275: A Tree Unpruned Grows Crooked_2

Dealing with Chen Yanfei was amusing, and being bullied by Xi Luting was also amusing.

In the long run, winning or losing didn't matter much.

Although Tang Xintian also wanted to conquer Han Lie, she largely saw him as a goal to pursue and an object of adoration.

Therefore, she was more fervent, more focused on outcomes, and less able to accept failure.

However, the result she wanted differed starkly from that of ordinary women. It wasn't simply "love me and only me," but she hadn't quite figured out what exactly it was yet.

Anyway, you little flirt, get the hell away from me! Absolutely not!

...

Everyone had their own shock and concerns, rendering the scene silent for a few seconds.

In the end, it was Director Hu who recovered first. He smoothed things over with a chuckle, saying, "Director Huang, Han is just wishing you a promotion… Ah, I wish to be promoted too… HAHAHA!"

Deputy Director Huang gave Han Lie a deep look and nodded slightly. "I hear you. Mr. Han has great expectations for me! I'll take your auspicious words to heart. Let's strive and progress together!"

This was a typical, indirect form of banter, indicating he understood and took it seriously.

Following that, everyone casually exchanged a few more necessary but meaningless pleasantries before finally teeing off smoothly.

Golf, the so-called sport of nobility, was highly favored by high society.

But in reality, in the Magic Capital, the true upper class hardly took it seriously; it was merely a pretext for relaxing, socializing, and discussing affairs.

On the contrary, the gold-collar workers and socialites eager to climb the social ladder were particularly concerned with the ceremonial aspect of the sport. They approached it with trepidation and invested significant enthusiasm.

Han Lie couldn't play golf at all and didn't regard it as very important. He nonchalantly practiced for a while and made a terrible 20-meter skewed shot.

As a result, Boss Qin immediately praised him, "Not bad, hitting the ball on your first official swing! Han has potential in sports."

As they walked, stopping intermittently, Boss Qin and Director Hu gradually fell back, allowing Director Huang and Han Lie to walk ahead and speak privately.

Finally, Director Huang began a serious conversation with Han Lie.

Two matters.

The first matter naturally fell within Han Lie's area of expertise: the secondary market.

"Han..."

Huang Xing's tone was very amiable, as if confiding his admiration.

"My close friends and I should be able to muster about 100 million in cash. I can't trust anyone else, so I have to trouble you with this…"

Han Lie certainly wouldn't be flattered by mere sweet talk and coolly responded with a strategic retreat.

"Director Huang, you think too highly of me. I do have some ability, but with your stature in the circle, what kind of expert haven't you seen? Even after meticulous selection, there must be over a hundred private equity elites in the Magic Capital, right?"

Director Huang waved his hand dismissively. "Ah, don't sell yourself short! Our bank has its own market department, and I am all too clear about the real-world capabilities of our chief analyst. They can't compare with you!"

Han Lie remained silent.

So Director Huang continued to coax and praise, "Han, I don't know if you're aware, but large public funds and institutional proprietary trading departments have extremely high standards for traders.

We place more importance on a trader's stability. On the basis of annual profits, we require a sufficiently smooth profit curve.

Some private fund aces have strong explosive power, but their trading curves are highly volatile. One stock might earn 50% profit, and on the next, they dare to incur a 30% loss, making the curve look like an EKG.

We dare not employ such traders.

You are different. Although your track record is based on a particularly small number of trades, you have never lost money. Over 10 operations without a single setback—that's an extraordinary achievement.

Though the timeframe is short and its persuasiveness isn't that strong, after our discussions, we unanimously believe that you possess both keen market insight and prudent risk control.

We feel quite at ease entrusting our money to you."

Han Lie kept silent, his expression heavy as if under immense pressure.

Hmph, not a single mention of benefits. Are you trying to fool a child?

Director Huang, cunning and wily, waited for a moment. Seeing no response from Han Lie, he inwardly cursed the young fox.

Then, clearing his throat, he put forth a specific offer.

"Regarding returns, we'll follow your standard contract; we'll defer to you in all respects. Additionally, I can offer Panzi's company an extra credit line of 300 to 500 million with an annual interest rate of 5.8%, without any collateral requirement."

Oh?

Quite adept at finding the crucial points, aren't you?

Han Lie raised an eyebrow, his interest piqued.

In fact, this line of credit was for Han Lie. However, since Han Lie's investment company wasn't eligible for this type of credit, it had to be routed through Panzi's company.

Director Huang wouldn't lose out either. He wasn't afraid of Han Lie taking the loan and failing to repay, because the credited entity was Panzi's company. 𝚏𝗿𝗲𝐞𝐰𝚎𝕓𝐧𝚘𝘃𝗲𝐥.𝐜𝚘𝕞

A 5.8% interest rate would be incredibly cheap during a cash crunch.

Now, at the beginning of the new year, coinciding with credit restrictions for real estate companies, the bank had a large loan surplus. Even so, Han Lie was still getting the better end of the deal.

Don't believe it? Go and ask how many private enterprises could get such treatment.

Five hundred million might not sound like a lot, but if it were deposited into a brokerage account and then leveraged three to five times by the brokerage, that would be a considerable sum.

Han Lie's private equity fund couldn't add leverage recklessly. Regulations stipulated that a private fund's leverage could not exceed 200%. Practically speaking, with a clause triggering liquidation at a 20% loss, any substantial early-stage leveraged investment was foolish.

With that additional 500 million, and by controlling his parents' accounts to operate a single, focused strategy, all of Han Lie's plans could be accelerated.