Rebirth: The Comeback of the Girl-Chapter 888 - 887: To Buy or Not to Buy

Meanwhile, the conversation between Zhen Yan and Mr. Han from this morning was nearing its end.

And on the subject of Zhen Yan wanting to invest in the pharmaceutical factory, Mr. Han was quite delighted!

Because it is often said that with age comes wisdom, but a businessman like Mr. Han is wise beyond his years.

He knew that with Zhen Yan’s stubborn mindset, it was impossible for him to have thoughts of investing.

If Zhen Yan truly believed that Han Youliang was short on money for the pharmaceutical factory and wanted to help, he would have directly lent him the money!

So when he heard Zhen Yan mention the word "invest," Han Youliang understood that it was Zhen Yu who instructed her brother to come.

But why, after understanding this, was Han Youliang not angry, but even happier?

Because, in essence, this was equivalent to Zhen Yu indirectly giving Han Youliang a reassurance.

If she wasn’t absolutely confident that the pharmaceutical factory would make money, would she let her brother jump in?

So Zhen Yu’s actions only showed her immense confidence in the financial prospects of the pharmaceutical factory!

And this was the ultimate reason for Han Youliang’s joy...

"...Alright, it’s almost noon, let’s go have lunch! Aunt Han has called us three times."

"Alright!" Zhen Yan stood up following Han Youliang’s lead, "As long as the numbers are settled, everything else is up to you!"

"Ha! That’s your best trait!"

Han Youliang was amused by the phrase "everything is up to you" and praised, "Isn’t there an old saying that self-awareness is noble? And this is especially evident in you!"

Zhen Yan: "..."

No matter how he heard it, it didn’t sound like a compliment...

——

"Hurry up and eat! How many times do I have to call you?! Jiaoyang has finished eating and gone back to class, and you just came out!"

As soon as Mrs. Han saw the two coming to the table, she complained, "Old Han, aren’t your classmates still waiting for news from you? So why are you rushing with Zhen Yan?!"

"Gee! What’s there to wait for? It’s been days, what will work will work, and the rest won’t..."

Mr. Han said this without much sadness, but also without much joy.

"Really?" Mrs. Han was stunned and then muttered to herself, "Can’t be... there’s still..."

"Ahem!" Mr. Han timely coughed, interrupting Mrs. Han’s forthcoming words.

So Zhen Yan didn’t know who else might be important to the Han Family but let them down.

But to Zhen Yan’s surprise, things happened just like Zhen Yu predicted!

Mr. Han’s friends... weren’t all willing to invest significant portions of their wealth to get rich with him.

So almost right after Mr. Han coughed, Zhen Yan mused to himself, "Little sister was right!"

"Alright! If you’re going to eat, do it quickly! I’ve got other matters to discuss with Zhen Yan after we finish!" Mr. Han tied up loose ends with two sentences, and after Zhen Yan, Mr. Han, and Mrs. Han sat, they shared lunch together.

At the table, Mr. and Mrs. Han were not idle, possibly because their attempts to raise funds were less than ideal, and the two debated again whether to buy the previously selected villa.

Of course, it was merely a debate.

Yet neither could convince the other, ultimately concluding without a decision.

——

So, when Zhen Yan returned home in the afternoon, he spoke to his sister Han Mingyue about the matter.

"Should they buy the villa... Han Mingyue, what’s your take?"

Though Zhen Yu already had the right answer in her mind, she looked gently at Han Mingyue, eager to hear his opinion.

Zhen Yan: "..."

Asking Han Mingyue for what? What’s he supposed to know?

Promptly, Han Mingyue, who was lost in thought, raised his head at Zhen Yan’s words and said, "They should!"

"Oh? Why?" Zhen Yu felt surprised as Han Mingyue answered too quickly.

Han Mingyue then chuckled, "Because you specifically asked me!"

Zhen Yu was speechless, "What logic is that... Brother, what do you think?"

"Of course they shouldn’t!" Zhen Yan answered, trying not to blatantly oppose Han Mingyue.

He simply felt that when business is short of money, how could they senselessly spend it on real estate? Especially a villa!

Didn’t see how his sister was outright not letting him buy a house, even if it was just an apartment building?

"Actually, they should buy it!"

After hearing the opinions of the two boys, Zhen Yu calmly expressed her thoughts.

Zhen Yan couldn’t hold back his curiosity, "Why? But what happens if the villa is bought, what will Uncle Han use to set up the pharmaceutical factory?!"

"Brother! This is what I want to explain to you..."

——

"When I was investing in the dairy factory, there wasn’t enough money. When adding to the investment, do you remember what I did?"

"Got a bank loan, yes! A loan!" Zhen Yan started speaking and then suddenly realized.

But upon closer thought, he felt something was amiss, "Yet when I’m buying a house, why don’t you let me?"

Zhen Yu countered her brother sharply!

"Once you buy a house, what do you have for the loan? You’re not the legal representative establishing the pharmaceutical factory! Would you use the house to invest then?"

"Uh, right hey! Back then when you were investing in the dairy factory, I was the legal representative of the Sincere Internet Cafe! I handled the loans!

Only now, Zhen Yan had finally connected all the dots.

Once figured out, he couldn’t help but admire his sister’s cleverness. 𝗳𝚛𝚎𝚎𝘄𝕖𝕓𝕟𝕠𝚟𝚎𝕝.𝗰𝕠𝐦

"This is truly smart of you! With the same amount of money, others spend it once, while you can spend it twice!"

During the siblings’ conversation, Han Mingyue kept silent, just listening quietly nearby.

Obviously, he was in tune with Zhen Yu’s thinking.

Only now did he carry a questioning expression as he asked, "Approximately, how much is the interest on the loan?"

"Interest is actually the least of the worries!" Zhen Yu boldly exclaimed, "Right now, if you simply start a business and run it for two years, the money you’d earn will undoubtedly surpass the interest you’d get from keeping the principal in the bank!"

She paused before adding, "And vice versa, the same applies to housing prices."

"...I understand."

Han Mingyue quickly grasped the deeper meaning of Zhen Yu’s words.

Her earlier statements were essentially saying—earning less is still better than saving! More interest is better than not buying a house?

The interest on the loan is high, yet it’s better than not buying a house...

So that means, "Are property prices only going to rise higher? And faster?"