Official Career Storm-Chapter 1443

After leaving the teahouse, Song Guanchao checked the time - it was almost eleven o'clock.

He had an appointment with the chairman of Nanjiang Bank for lunch today.

He opened his phone and looked at the restaurant address Zhou Xingjian sent him yesterday.

After confirming the address, he drove off.

When he arrived at the restaurant, it was ten past eleven.

Chairman Xu hadn't arrived yet, but Zhou Xingjian was already there.

"Director Song, you're here."

Zhou Xingjian stood up to pour tea for him. "Chairman Xu just called me; he's on the way and will be here shortly."

After waiting for about ten minutes, Chairman Xu arrived.

He was a man in his fifties, in pretty good shape, with none of the greasiness typical for men of his age.

"Chairman Xu."

"Director Song."

They shook hands and sat down.

The waiter started serving dishes, and since it was lunchtime, they didn't drink alcohol.

After the hot dishes were served, Song Guanchao invited Chairman Xu to start eating with chopsticks.

As it was their first meeting, Song Guanchao wasn't very familiar with Chairman Xu.

The main purpose of inviting Chairman Xu this time was to intercept Fan Jie's loan.

These matters aren't really a big deal but need to be handled with caution.

After all, if you really think about it, this is a violation of regulations and discipline.

So, during the meal, he didn't bring up the main topic and instead observed Chairman Xu.

While he was observing Chairman Xu, Chairman Xu was also observing him.

Having been a chairman for decades, Chairman Xu surely had the insight to read people.

He could guess what Song Guanchao was worried about.

So, he took the initiative: "Director Song, you're young and promising, becoming the director of the City Government Office at such a young age with an unlimited future. If there's a time I need your help, I hope you can assist."

Clearly, it was Song Guanchao who needed something from him, but now he had turned it around.

Upon hearing this, Song Guanchao knew this guy was an old hand and a smart person too.

"Certainly, certainly." Song Guanchao replied with a smile and casually said, "Speaking of which, I do have something I'd like to trouble Chairman Xu with."

Chairman Xu: "Oh? What is it? Please feel free to tell me, Director Song."

Song Guanchao said, "I heard a company recently applied for a commercial loan from your bank, but that company's credit isn't very good. I'm worried that once the loan goes through, it might become bad debt."

Upon hearing this, Chairman Xu knew what Song Guanchao meant.

"Director Song, which company is it?"

"Qihang Education."

"I'll check when I'm back."

Chairman Xu said seriously, "If there's such a loan, I definitely won't approve it."

Song Guanchao smiled and said, "Chairman Xu, don't rush to reject it. I think it's best to let the account manager do some due diligence on this company. Otherwise, simply rejecting it isn't appropriate. Plus, if your bank rejects them, they'll just apply elsewhere, which is a hassle too."

"Director Song makes a valid point." Chairman Xu understood what he meant.

He not only wanted to have the company's commercial loan rejected but also wanted intentional delays.

He was a bit curious about what the person in charge of this company had done to offend someone like Song Guanchao.

So much so that he was willing to owe a favor to deal with this company.

Meanwhile.

Fan Jie sat in his office, feeling spirited.

Just last week, at the private banking young entrepreneurs' salon he attended, he met a billionaire through the bank's senior executives!

It's said this person is a merchant from a provincial capital in the western part of the country, with a net worth of over ten billion.

This time's visit to Jiangzhou City was mainly to seek investment projects.

Fan Jie felt his heart racing upon hearing this.

Even though he earns a few million annually, this income is on a completely different level compared to a billionaire.

Frankly speaking, with his status, he wouldn't normally get a face-to-face opportunity with such a big shot.

Yet this time, he actually met someone of this caliber.

And it was at such a private salon, giving him the chance to converse with the big shot.

He prepared himself mentally and took the initiative to introduce himself.

He understood how precious the big shot's time was, so he didn't waste any and spent his limited time introducing his company.

He had been waiting ever since that salon, hoping the big shot would notice his company and invest in it.

Three days passed without any call from the big shot.

Just when he was about to give up, an unknown number called him.

The person claimed to be Mr. Tang's assistant, asking if he had time to meet.

Fan Jie jumped up in excitement at that moment.

He had indeed been noticed by the big shot!

His dream was coming true!

He went to the big shot's villa that afternoon.

During the casual chat with the big shot, he learned that the big shot bought it on a whim to facilitate his stay in Jiangzhou City.

Keep in mind, this was in one of the priciest villa districts in Jiangzhou City.

A standalone villa here starts at thirty million.

Adding in renovation, it would cost at least fifty million.

Yet, for the big shot, he casually bought a set just for lodging.

Fan Jie knew there was a big gap between him and the big shot, but it was the first time he'd felt it so directly.

The big shot didn't talk much when he invited him over, just briefly shared his views on the education and training industry and investment requirements.

The big shot's requirements were simple: he would inject three billion into Fan Jie's education company on the condition of signing a "life-and-death contract"!

Which is a gambling agreement.

The gambling agreement required that within the next three months, the company's turnover needed to reach fifty million.

Once the requirement was met, the three billion would be transferred from the escrow account to Fan Jie's company account.

Moreover, the big shot mentioned that as long as his company remained profitable, he'd continue to invest no less than ten billion further.

Fan Jie was overwhelmed with excitement.

But he didn't impulsively agree. Instead, he calmed down and thought it through carefully.

Ultimately, he agreed to the big shot's gambling terms.

Because what the big shot required was turnover, not net profit.

Turnover is a very achievable metric.

Of course, because the big shot's requirement wasn't high, his promise of injecting three billion wasn't an immediate investment.

Instead, he'd have to meet the fifty million turnover requirement before the investment.

However, after signing the gambling agreement, the big shot would first freeze the three billion in an escrow account.

And the condition to unfreeze the three billion is meeting the fifty million turnover.

Once the turnover target is met, the three billion will be directly transferred to his company.

For Fan Jie, reaching a fifty million turnover in three months wasn't difficult.

The company's monthly turnover is currently around three million.

He just needed to multiply that figure by six to meet the goal.

While increasing monthly turnover six times might sound hard, in practice, it's quite simple.

For example, opening more stores!

The turnover of the education and training industry largely depends on the number of stores.

The more stores there are, the higher the turnover.

And the opening of stores in the education and training industry happens quickly, as long as there's capital. He can rent a place today and open in a week.

So what he needed to do was to apply for a bank loan to open more stores.

According to his estimation, the first month would be for opening branches, and by the second month, turnover would skyrocket like a rocket!

Fan Jie leaned back in the boss chair, smiling, as if he could already see his company going public.

Until a call from Zhang Yan snapped him back to reality.