MTL - Rebirth Starts From 2006-Chapter 34 Terrible
Chen Yang looked at it very carefully. There are several main points, such as loan amount, purpose, term, interest rate, and repayment method. These are the most important things. Of course, other things do not mean that they are not important. Sometimes there are many contract traps. It's hidden in those inconspicuous item categories. If there is an oversight, which ones are missed, you may fill yourself in the pit.
After reading word by word for more than 20 minutes, based on Chen Yang's more than ten years of experience in reviewing contracts in company administration, he found no problems. Then he compared the two contracts, and after confirming that they were correct, he stopped hesitating , directly stamp and sign the contract.
It didn't take long for the procedures to be completed. Zhou Na collected all the documents and materials, and also received the three original real estate certificates, and smiled at Chen Yang, "Mr. Chen, we have a happy cooperation. If you continue to apply for similar loans If you are willing, the same kind of collateral does not need to be reviewed again, and our bank can immediately approve the loan under the same conditions."
Chen Yang also put his own information into the bag, nodded and smiled with satisfaction, "Okay, I also said last time that this fund is used to buy similar shops, and these shops will still be used for mortgage loans , So, the faster you lend money, the faster I, a repeat customer, will come to your door."
"In this case," Zhou Na handed the information to Zhang Jin and put it away, looked at Chen Yang and said with a smile, "Please rest assured, Mr. Chen, I will supervise and release the money as soon as possible. In addition, if Mr. Chen can open a public account in our bank , and apply for a VIP Gold Card of our bank, I think you will be satisfied with the speed of disbursement!"
If it is a large bank in the first echelon, the loan is generally required to be transferred to the bank account, and the second-tier bank is not particularly strict about this. It is also possible to use other bank accounts to collect money, but it must be the borrower My bank account, no matter whether it is a big bank or a small bank, is very stuck.
"Hehe," Chen Yang said with a smile, "The people in your credit department also pull customers' deposits?"
Zhou Na smiled shyly, "No matter which department it is, they are all from Min'an Bank. It is definitely not wrong to think more about your own bank."
"Well, that's right," Chen Yang nodded and said with a smile, "Okay, then please open a public account for me and apply for a debit card."
Now the smile on Zhou Na's face became brighter again, she turned her head to Zhang Jin and said, "Go and inform the counter to help Mr. Chen go through the formalities."
"Okay," Zhang Jin nodded with a smile, then stood up, but did not go out immediately, but smiled at Chen Yang, "Mr. Chen, our bank has launched a new high-end credit card, for high-quality customers like you , will give a very high loan amount, you see, do you want to apply for a credit card by the way?"
The smile on Zhou Na's face remained unchanged, and she praised her good sister in her heart. This cooperation is perfect!
Although they are members of the credit department, they also have the task of raising deposits and promoting credit cards, but the task is not as high as the main business. This is basically the characteristic of all banks. It is everyone's responsibility to raise deposits and loans. There is also a small bonus for launching two cards, so why not do it just by asking.
But to his surprise, Chen Yang refused without hesitation, "No!"
Just kidding, he kept six cards in his previous life, tossing back and forth, had enough of being a card slave, come back in this life, no one will let him touch credit cards again!
Being rejected so simply, Zhang Jin's face froze suddenly,
Is there any mistake, my good sister asked you to apply for a bank card and you agreed, but I kindly asked you to apply for a credit card, but you refused, what do you mean, look down on me? !
Aren’t you short of funds? You don’t need to use the company’s money if you apply for a credit card. You can use a credit card for personal consumption, but you don’t do it.
Is there something wrong with me, isn't it? ? ?
But she can only keep this kind of rant in her heart, she can't really make a big move at the customer, she still wants to do it!
"Okay." Smiling awkwardly, Zhang Jin immediately turned around, her face collapsed at minus fifteen degrees, and she stomped on the door and walked out.
Zhou Na gave Chen Yang an embarrassed smile, and was about to change the subject to ease the slightly awkward atmosphere, but saw Chen Yang put on a curious look and asked, "Miss Zhou, I heard that as long as With a deposit of 500,000 yuan in your bank, one employment quota can be settled, is there such a thing?"
It is almost an open secret in later generations, but it can still be regarded as a secret in this era. Many bank employees' backing benefactors are drawn in in this way, and Chen Yang asked this question, of course not for himself.
"what?"
Zhou Na was stunned for a moment, and then she realized that she couldn't help but wonder how he knew about this policy. He didn't have time to think about it, and was about to refuse, but hesitated again.
No, this is a big fish. If you borrow 600,000 today, if you don’t manage it next month, you will be able to loan out millions, or even hundreds of millions. You must not offend!
Big deal, go back and ask mom.
Then he put on a smiling face again, pretending to be joking and asked, "Mr. Chen, do you have a friend who wants to work in a bank? Given Mr. Chen's conditions, this shouldn't be very difficult, right?!"
Chen Yang chuckled and didn't answer. He took a sip of the already cold coffee, and then just looked at her quietly.
At this moment, Zhou Na actually had some doubts about her mother.
Could this kind of veteran negotiator be a newcomer whose family gave him money to practice? I am also a newcomer, why do I feel so much worse?
Taking a deep breath, Zhou Na blinked her eyes and said, "If Mr. Chen needs it, I can ask our manager for you later, but this is beyond the scope of my authority, so I can't give it to you." An affirmative answer."
Chen Yang nodded lightly, and said with a smile, "Okay, I'm sorry."
Zhou Na continued, "Then, I wonder if Mr. Chen has your friend's resume, or some basic information, so I can answer the manager's questions. UU Read www.uukanshu.com"
Chen Yang thought for a while and said, "Your bank should have an application information registration form, and I can fill it out on the spot."
You really give it? I'm just being polite.
Zhou Na tried her best to maintain a smile on her face, and said, "Yes, I'll get it for you."
I'll go, if I knew this person was so difficult to deal with, I wouldn't mention anything about applying for a card. Wouldn't this cause trouble for myself?
Walking to the outer hall, Zhang Jin, who was waiting for the card to be issued, couldn't help but be taken aback when she saw her, "Why did you come out?"
"Oh," Zhou Na sighed, and patted her on the shoulder, "It's hard to explain, I'll tell you later."
Then he found the administration department, took two application registration forms, returned to the VIP room and handed them to Chen Yang.
Chen Yang took it with a cheeky face, picked up the pen on the table and began to fill in,
Name, gender, age, height, weight, blood type, ID number, address, education, profession, ...
From the top to the bottom, all the information flows out from the tip of the pen, without even typing.
Even after twenty years, he still remembers these things clearly. Some things, as long as you put them in your heart, you will never forget them for the rest of your life.
When he was filling in, Zhou Na looked at the opposite side, and was a little stunned for a while. Although she couldn't see the information behind, she could still see the first few columns of information clearly. Zou Rong, female, 20 two years old,
This woman should be his girlfriend, right?
But even if it's a girlfriend, don't you know it too well?
Filling out your own resume, sometimes you need to think about it. Fortunately, he did it from beginning to end in one go. He even knows such items as the ID number, hobbies, advantages and disadvantages. He remembers these things so clearly. What does he want to do?
This blue silver is really scary!