MTL - Rebirth of Hong Kong’s Glorious Era-Chapter 4 life plan
Li Wansui's experience in stock trading, he himself thinks is a small and interesting talk.
In October of 2014, Li Wansui, who paid attention to the good year stocks, felt that he could enter the market at this time. At that time, A-shares had been bearish for almost ten years.
When Li Wansui entered the market, it happened to be the starting point of the bull market. At that time, the stock index weighed more than 1,800 points and rose directly to 5,178 points. Li Wansui entered the market with his entire net worth at the time of 250,000. In March 2015, the broader market When it was still more than 3,000 points, I had already earned more than 300,000 excluding the principal.
He took 5w out of the profit and went out to find a capital allocation company and added 5 times leverage, with an annual interest of 24%. The state stipulates that the annual interest of usury is 24%, and it happened to be stuck there, mainly because the stock was too hot and the people who wanted capital allocation were too more, so the interest is so high.
Before Li Wansui read novels, he often read that the protagonist was a hundred times leveraged and ten times more leveraged. I still watched it with relish, but after I ended up, I realized that the scenes in those stories were all fictional.
At that time, the fundraising staff explained it very well, and it was only until Li Wansui understood the mystery here that the principal of 5w, plus five times the leverage, was borrowed 250,000, and then adding your principal, you can use 30w for stock trading.
Then there is a rule that is even more terrible. If the borrowed 25w is 100%, your principal 5w is only 20% for 25w, and your funds on hand are 120%. When your capital falls by 112%, the capital allocation company will ask you to increase the principal. Another term for the capital is the margin. If you do not increase the principal, the capital allocation company will focus on monitoring your capital allocation account.
When the account funds drop to 108%, the fundraising company will force the liquidation directly, and then he will take the 25 yuan he lent you, and return the remaining more than 10,000 yuan of principal to you. You are the financing money. If the interest is paid on a monthly basis, after deducting the interest, there is basically only 1w yuan left.
At this time, the stock actually fell by less than 12%, and it lost nearly 4w. This is leverage, the ups and downs are expanded by 5 times, and the risk is extremely high.
The plot in the novel is completely fictitious. It is common to add a hundred times leverage to speculate on oil. You must know that oil and gold are two currency pairs (professional names) that are extremely volatile in the foreign exchange market.
Even if you pass through, you know that he wants to go long or go short, but you add 100 leverage, 1w yuan becomes 101w, and if you lose 6000, you basically reach the closing line and are forced to close the position. What is this concept? If your own oil fluctuates by 6/1000, you will close your position. For example, if oil is 50 dollars a barrel, and the market price drops by 3 cents at 49.7 dollars a barrel, you will be forced to close your position. This still does not take into account the market volatility caused by the inflow and outflow of large sums of money.
Li Wansui got the money, allocated 5w to 300,000, and started investing. At that time, the bull market was rising every day, and nothing fell. In two days, Li Wansui earned 5w.
Then he kept using the profits he made to allocate capital,
Before the stock market crash, he had 5 million in his allocation account, borrowed 4 million, and made a profit of 1 million, not counting the 1 million profit he proposed.
He didn't want to take out the profit, but his mother was an old investor and was very vigilant. When he was going home to prepare for the Dragon Boat Festival, he was forced to take out 100w and hand it over to his mother after being slapped twice by his mother.
When Li Wansui took out the 100w, to be honest, he was almost crazy. He felt that a multi-millionaire could be around the corner. His mother cut off his fortune.
But it turned out that his mother was right. After the Dragon Boat Festival, the stock market began to experience a stock market crash. It only took 2 days. The market continued to dive at the highest level of 5178 points. 100w of principal, plus 400w of the capital company's money, the capital is gone for two days, and the capital company cannot close the position.
Because the price limit fell at the beginning of the market, even if the company would hang the price limit every day in the middle of the night and try to make a deal in the shortest time, no one bought it at all. went.
Of course, it has nothing to do with Li Wansui if the fundraising company loses money. This is an industry rule. When making fundraising, you have to bear the risk of liquidation, so the interest charged on fundraising is also very high.
At that time, many capital allocation companies on the market ran away. The capital allocation companies were all issuing wealth management products. After raising the money, they would do capital allocation. Otherwise, the country would not be so anxious in the face of a stock market crash.
Li Wansui's other non-investment account, the one with a capital of 250,000, had a peak market value of more than 900,000, and it was cut in half, leaving only about 400,000.
During that time, Li Wansui had been frantically researching major stock indexes in various markets around the world. Basically, he knew about the timing of any major bear market, but to be honest, he definitely didn't know the specific details and performance of each stock.
His gold finger in finance is almost the approximate bear and bull market time and approximate price fluctuations of each major stock market. Knowing this, this impression is not too accurate. As for the performance of each stock, if he starts from the novel scenes described in the novels. If the author hadn't messed up, he probably knew a few stocks.
There are also well-known companies in later generations. Right now, they are all small and inconspicuous companies, such as Apple, which has not yet been listed. When he is listed, he will buy it with his eyes. He can choose to hold it for several decades and then make a fortune.
But if this is the case now, wouldn't it waste his time to travel?
In terms of entertainment, Li Wansui can remember the general content of some very well-known TV dramas and movies. After remembering the outline of the story, he can write the script and then fill it in by himself, or be a director and draw a tiger according to the cat.
But it's definitely not something he can achieve right now. He doesn't know how to write a script, and he has never seen what the script looks like.
As a director, even less so, if you go to the crew for a year or two, know how to operate the crew and learn to shoot, you can restore the picture in your mind, but it is definitely not possible now.
Li Wansui thought about it, his bigger golden fingers may be in computers and mobile phones, and he knows the development of this industry like the back of his hand.
He clearly knows that he is half a bottle of water and has the ability to build a high house, but he does not have the capital of empty gloves. But in the electronics industry, his old line of business has a lot to do.
Dell has not been created yet, it will take 84 years to be born in the underground garage.
Apple is there, and its development is in full swing. It was launched in 1977 and has now launched the first personal computer in human history, the apple2. The most important thing is that there is no capital. Jobs's Apple also made a fortune by taking an order for 50 computers. If you give Li Wansui an order now, he can't sell his personal valuables like Jobs and raise money. To make this order, his only valuables bracelet has been sold.
Cisco has not been established either, and the couple are still in the laboratory.
He also knows a lot about other electronic products, but he still said the same thing, he can't do anything without money, and he can't find these talents in Hong Kong. I'm afraid he has to go to the United States at this time. There is the current electronic kingdom.
Fortunately, there is still a lot of time. Now Hong Kong has accumulated strength and money, and it will take a few years to soar to the sky.
He, Li Wansui, is not afraid that he will have no money at that time. He is also a man with trump cards.
Thanks to the 2018 World Cup, he studied football for a long time because of gambling. He knew that the Euro 80 winner was West Germany.
There is still one year left until the start of the European Championship in 1980. I hope that I will have enough principal by then to invest in a film and set up my own film and television company to grow and develop.
The things that Li Wansui was familiar with were too new in 1979. They were several steps ahead of the world. For the time being, they have no place to use them. First, rely on the film and television industry to grow and develop. when jumping.
After thinking about it for a long time, Li Wansui had no choice but to sigh that if he had 100 million now, his path would be much wider.
Even after a few years of playful struggle, he can become a famous rich man in Xiangjiang, and he may be able to earn the richest man Dangdang.
Even if he doesn't do anything with 100 million, just relying on his knowledge of the Hong Kong stock market index to speculate in stock index futures, and then short the bear market in 1981, he is sure to earn him more than 100 million yuan, but now, he With only 3,000 yuan on him, he thought it would be very difficult to make a fortune in a few years. He had to fight and struggle.
Li Wansui paid attention to the interview time of the Hong Kong Polytechnic Institute. One week later, at 10:00 am on Monday, he looked at the interview time of tvb computer operator, which was also one week later at 3:00 pm on Monday.
Although Li Wansui likes the TVB job the most, but you can also go to work at the Polytechnic University. After all, the salary is high, and it sounds foreign. Being tall, it is estimated that it can add a lot of points in the minds of the Zhong family.
And double insurance, who knows which job requires him.
Li Wansui thought about it all afternoon, guessing that it was three or four o'clock, so he got up quickly and went shopping again.
In Zhong Chuhong's house, he can't really eat and drink for free. When he has no money, he can forget it. Now he has 3,000, and he has ideas for work. He is not afraid to spend such a small amount of money. He went to the supermarket to buy some seafood, shrimp, scallops, Bought another 2 pounds of beef.
He went to the stationery store and bought three sets of stationery for the three little guys in Zhong Chu's family who were still in school.
What to buy for Zhong Chuhong really broke Li Wansui's brain.
It's not that Li Wansui is reluctant to buy expensive things.
First of all, I was afraid that it would reveal that Li Wansui had the intention of chasing others, so I only knew each other for a day. If this kind of intention was revealed in such a short time, it would leave a frivolous impression.
The second is to expose this kind of purpose, the girl will be defensive, they will think that every action you do is for her, and this kind of heart will lead to twice the result with half the effort in the future.
But Li Wansui knew that chasing girls would have the best effect.
The third is that he doesn’t have a job, so he can still get the money from selling bracelets. He buys valuable things for Zhong Chuhong. What do Zhong’s parents and Zhong’s mother think of him? A man with no income still buys valuables for girls, will he give them to Zhong? Mom and Dad Zhong felt like a prodigal son. If it happened, Mom and Dad Zhong secretly slandered Li Wansui and left a negative impression on Zhong Chuhong. How could he chase others.
So you can't buy expensive ones, but you can't buy them too cheap. They're not as expensive as those shoes. Zhong Chuhong shouldn't care about that, but Li Wansui is really embarrassed.
He is a man who wants face.
