MTL - Great Entrepreneur Reborn-Chapter 25 Loans and Negotiations
When drinking to the climax, people start to talk about serious things, which is also a characteristic of Chinese wine table culture.
Section Chief Zhang first raised the topic and said: "Boss Liu, I don't know how much your loan is this time? With our President Xu here, I believe that if it is not too large, there will be no problem."
Liu Fu smiled and said: "You are also aware of my situation. The winery has invested a lot of money. Although production will resume immediately, the funds will not return too quickly. Recently, there is a new project that needs some emergency funds. Not a lot." After speaking, he stretched out his palms.
Section Chief Zhang asked in question: "500,000?" Then his eyes froze. He said tremblingly, "It can't be five million."
Liu Fu nodded and said: "Yes, it's five million. Although I'm a little tight on funds, five hundred thousand is not worth my time. How about President Xu, this amount is not a big problem." This is what Liu Jian said in advance. When he told Liu Fu, the lion opened his mouth wide, wanting to scare them away, the next thing will be easy to handle. If it is two million, then the momentum will be much worse.
President Xu was holding a wine glass in his hand, turning around, crying and laughing, he knew that Liu Fu would borrow a lot of money, otherwise he would not have come here to treat himself to dinner, but he did not expect Liu Fu's appetite to be so big, you must know that this year's loan There are not many individuals, and there is no such a large number of loans in Panshi. After all, this era has not yet reached the time when the whole people engage in development, and real estate companies at that time could easily borrow tens of millions of dollars.
President Xu thought about it for a while, and the five million yuan must not be fully loaned to Liu Fu, but he can't be loaned at all, otherwise he may lose this customer. There are so many banks, and if the Agricultural Bank of China does not lend, Liu Fu can go to ICBC or China Construction Bank. There is a loan to him, and he said that he came to him because he had dealt with the Agricultural Bank of China before. If he returned this time, he would not want to do Liu Fu's business in the future. Whether it is a loan or deposit, he would not put it in the Agricultural Bank of China. .
President Xu thought for a long time before saying: "Boss Liu, your amount is a bit big! It's not that I won't lend you, but the bank also needs to have enough collateral!"
Liu Fu laughed and said, "What else do I care about. President Xu's car outside, the building at home, and Sanbao Winery, you can use whichever you choose."
President Xu also smiled and said: "Boss Liu, I know you have a lot of things, but these can only be used as collateral by Sanbao Distillery. As for the others, isn't that just a joke of Boss Liu? But Boss Liu, Sanbao Distillery has also been liquidated before. Mortgage If it is, I think I can only borrow three million, and I really have no choice if it is more."
Liu Fu's heart sank when he heard that, and it was one million more than his son planned. Seeing Liu Fu's expression changed, Section Chief Zhang thought Liu Fu was a little dissatisfied, and hurriedly explained the bank's operating regulations to Liu Fu. I can't listen to it anymore, looking at Liu Jian, Liu Jian nodded slightly, it's not a bad thing to borrow an extra million.
After the decision was made, Liu Fuyou regained his boldness, and said with a smile: "Okay, President Xu, I will teach you my friend. To be honest, the money I invested in Sanbao Winery was two or three million. When the winery resumes production, I will give you a few bottles, so that you can also taste the wine king of our rock."
As soon as the matter was settled, everyone drank happily. When they lived apart, Liu Fu couldn't stand anymore. Liu Jian helped Liu Fu into the car, and President Xu's driver was waiting downstairs, and then President Xu and the others left. . Liu Jian didn't dare to drive fast, but he couldn't stop Liu Fu from vomiting. When he arrived in the urban area, Liu Fu couldn't help it. Liu Jian hurriedly helped Liu Fu out of the car, and Liu Fu vomited by the river. After getting into the car, Liu Fu regained consciousness.
Liu Fu frowned and said, "Xiaojian, the loan is one million more than we planned. When buying the printing factory, should we pay the full amount directly?"
Now that the money was loaned, Liu Fu thought about how to spend the money.
Liu Jian shook his head and said, "Let's go according to the plan. It's good for us to keep more money for emergency. By the way, Dad, when the project on your side will end, the Food Bureau should have some money."
Liu Fu thought for a while and said: "The project of the Grain Bureau will take two months. If those projects are settled, we will have about one million left." Liu Jian stuck out his tongue, as expected of the most paid In the fast industry, it is no wonder that contractors are nouveau riche, and the money comes too easily. But thinking of the project that Liu Fu was locked up in his previous life, he should quickly pull his father out.
Liu Jian said: "Dad, when these projects are completed, don't take over the work of food supply. Our future focus will be on wineries and printing factories, which are our family's cash cows."
Liu Fu said with some hesitation: "But Xiaojian, you have to know that it's easy to get money here. In fact, we don't need to do anything, just wait for the leftover money, and I have been working for so long, and I like the construction industry very much. Besides If you quit, what about those workers, they have been working with me for so many years, just leave them alone?"
Liu Jian said with a smile: "Dad, you didn't see the benefits of the winery. When the winery opens up, you will know what it means to get money quickly. Besides, if you like architecture, let's set up a winery when we have money in the future." Construction company. Now the first thing is to develop the winery and buy the printing house."
Liu Fu nodded and said: "Well, this is the most important thing. By the way, Xiaojian, your uncle and the others will come back in a few days. Not only your third uncle, the eldest sister of the eldest aunt's family and the young lady of the second aunt's family will come, but even your eldest Brother-in-law is coming too."
Liu Jian was a little surprised. He thought that the eldest sister and the eldest brother-in-law might not be able to come. After asking, he found out that the eldest sister has a child. The salary of the two in Dalian is not high, and the cost of the child is increasing, and there is no house. Hearing the wages given by Liu Fu, both of them were tempted. Once they were summed up, they considered it as a part-time job. Moreover, in their uncle's factory, they would not be wronged, so they all came.
Liu Jian thought for a while and said, "Dad, ask Mom to rent a house in advance. Anyway, the rent won't be much, so we'll pay for it. This way, they will feel much more comfortable when they come here."
Liu Fu said: "Okay, I'll tell your mother when I get back. It's not easy for them to come so far. By the way, Xiaojian, have you talked to Mayor Yu now?"
Liu Jian smiled and said: "Yes, Dad, we are all ready, it depends on how determined the mayor is, we owe everything to Dongfeng. Hehe, if the negotiation is successful, Dad, you will become a millionaire." rich man."
Liu Fu said with a smile: "I don't know who the rich is, just don't be in debt." The laughter of the father and son spread far and far in the night.
Before Liu Fu went to find Mayor Yu, he received a call from the city government. The caller was the mayor's secretary. It seemed that after waiting for a few days without Liu Fu's reply, Mayor Yu was a little anxious. Moreover, the printing factory is about to go on strike, and sitting quietly in the square of the city hall every day has become a unique scenery. If this continues, the mayor's dream of being the top leader may be gone.
Several meetings were held, but none of them could come up with a solution. Both the factory manager and the accountant had become wanted criminals, but they didn't know where they went. Even if they found the money, they might not be able to get it back. After hearing about it, I have been asking for a loan, and the city government made a guarantee, but the Industrial and Commercial Bank of China refused to release it after staring at the mayor. Yu Guohua couldn't eat or sleep well these days. Hearing that the secretary said that Liu Fu had bought a new car, he couldn't help being a little angry, well, Liu Fu has the money to buy a car, so you can't help the government solve a problem. In this way, Liu Fu was called.
When Liu Jian heard the news, he smiled and said to Liu Fu: "Dad, it seems that the city government is very determined. Go and have a good talk with the mayor, but don't agree too quickly."
Two hours had passed by the time Liu Fu came out of the mayor's office. When he got in the car, Liu Fu smiled and talked about the negotiation process. It turned out that Liu Fu just cried about being poor at the beginning, and repeatedly talked about his difficulties. When the heat was almost ready, he went along with the flow and talked about his conditions. Of course Yu Guohua knew that the price of the city printing factory was more than three million, but besides Liu Fu, he really couldn't find anyone else. It's not that no one has approached him in the past few days, wanting to buy a printing factory, but the price they give is hundreds of thousands, and the most is only one million. Probably because the price of Liu Fu's purchase of Sanbao Distillery has spread, and other people want to follow suit, UU Reading www. Is uukanshu.com a printing factory the same as Sanbao Distillery?
To be honest, Yu Guohua is still very satisfied with the price Liu Fu offered, and he has assumed all the debts. Although this part has to be deducted from the total purchase price, the city government can still get more than 1.7 million, only a little Liu Fu asked for priority repayment of the loan, and the city government would only pay one million first, which made Yu Guohua a little dissatisfied. He wanted to settle the matter of the printing factory in one go, without leaving any future troubles, but Liu Fu also said that he would save some money for the printing factory to resume production. Yu Guohua can't say that you give me the money, The factory likes to produce or not. After thinking about it, it is better to hold a meeting to make a decision.
Liu Jian thought for a while and said: "Dad, it seems that the municipal government will hold a meeting for a few days, let's go to get a loan first. By the way, how is the trademark?"
Liu Fu said: "It has been handed over to the provincial printing factory, and the delivery will be in a week. The preparations for the winery are almost ready, and the wine bottles are already on the way. I think it can be reopened."
Liu Jian said: "Yes, everything is almost ready, let's resume production. Dad, we are going to hold an opening ceremony, find an etiquette company to plan it, and tell the TV station to let them do a promotion for us. "
Liu Fu frowned: "The opening ceremony is easy to talk about, but can the TV station come? We are a private company, not a government unit. Can they do free publicity?"
Liu Jian said: "Normally they won't, but if the mayor comes, then we will invite Mayor Yu, Uncle Chen, Uncle Wang from the Taxation Bureau, President Xu from the bank, the head of the sub-section of the Grain Bureau, and the chief of the Public Security Bureau." Uncle Cheng, Uncle Yu from the tax bureau, I don’t believe that the TV station will not come if there are so many people. I believe these people will benefit from rebuilding the winery into a well-known company as a rock. Once they come, someone will greet the TV station. Maybe we don’t need to run specially.”