I Can Get 1,000,000x Returns from Selling Anything!-Chapter 100 -101（ is the next - ）-Establishing Polaris Bank
He then turned his gaze toward the other two values.
[Imperial Morale]
The will of the people converges into the surging current of national destiny. Wherever the people’s hearts incline, that great river rushes forward with unstoppable force. The fiercer the popular will burns, the stronger the empire’s fortune becomes. This is the very foundation upon which the Empire stands.
[Human Merit]
The blood of the present forges the road of those yet to come. Every contribution leaves its mark upon the long river of time.
Daniel stared at the two lines of description on the panel, a trace of surprise flashing through his eyes.
He was already deeply familiar with the path of fortune.
It was one of the most mysterious and unfathomable powers in the world.
Those with overwhelming fortune could stumble upon the entrance to a hidden realm just by walking down the road, or casually flip through an old book and discover a long-lost forbidden curse.
Put another way, their luck stat was completely maxed out!
In his previous lives, he had seen people favored by fate—one miraculous encounter after another, rare gear falling right into their hands.
And as for Human Merit... that was something even weightier than fortune!
When one’s contributions became great enough, one’s name would appear in the Empire’s textbooks, listed alongside the sages and worthies of ancient times.
Generation after generation of students would learn of his deeds in the classroom and know that once, in the long river of history, there had been a person who had done something extraordinary for humankind.
And if his contributions rose even higher...
Statues of him would be erected in the Empire’s public squares, to be revered for all ages!
That was not empty fame, but true—
Immortality through remembrance.
Daniel took a deep breath and suppressed the stirring in his heart.
This time, he had profited immensely!
At that moment, Kasel took out a rolled parchment map from his desk and slowly spread it across the table.
The map was densely marked with cities and strongholds, but at the northern frontier, a blood-red mark stood out with startling clarity.
"A report arrived today from the Empire’s Supreme War Command,"
he said, his voice sinking lower.
"The allied forces of the six races—the beastfolk, dwarves, elves, goblins, Bimon, and mammoths—have already reached the northern border, with Winterhold as the point of their advance."
He paused before continuing,
"Although it will not be easy for the non-human races to break through the fortress’s defenses, Your Grace would still do well to make preparations early."
"If the Empire later calls upon the various dukes and marquises across the land to send troops against the non-human races, at least you will not be caught unprepared."
Daniel understood what Kasel meant.
This was not a quest—only a well-intentioned warning.
The Empire was very confident in its own strength and was not worried about an invasion by the non-human races.
But in the event of an unforeseen turn, it was always better to prepare early.
Daniel gave Kasel a deep look.
Such top-secret intelligence would never have been shared with him if their favorability had not already reached the maximum. 𝗳𝚛𝚎𝚎𝘄𝕖𝕓𝕟𝕠𝚟𝚎𝕝.𝗰𝕠𝐦
After saying farewell to Kasel, Daniel quickly left the Ministry of War.
He raised his head and looked toward the sky.
Dark clouds were churning in the direction of the northern frontier, like a black wall stretching beyond sight.
"It seems I’ll have to speed up my preparations."
...
Luminara, Bureau of Currency Administration.
This building, constructed entirely from white marble, stood in one of the most prosperous districts of Luminara.
Two statues holding ledgers stood before its gates, symbolizing wealth and order.
Merchants, nobles, and adventurers passed in and out in an endless stream, each wearing an expression of pious reverence toward money.
Daniel’s arrival immediately stirred the entire building.
"Your Grace the Duke!"
A middle-aged NPC dressed in ornate robes hurried forward, his face overflowing with respectful smiles.
He was the minister in charge of this department—Richard!
"How may we be of service?"
"I want to establish a commercial bank."
Daniel went straight to the point.
Richard’s eyes lit up, and the smile on his face became even more obsequious.
"Your Grace’s support for Luminara’s development is plain for all the Empire to see. I can waive your registration fee."
Then he changed his tone and added cautiously,
"However, under Imperial law, establishing a commercial bank requires a reserve deposit of 100 billion gold coins."
[Ding! Would you like to pay 100 billion gold coins as reserve capital to register a commercial bank?]
Daniel’s expression remained calm.
He glanced at his current wealth.
Over thirty trillion gold coins in total!
"Confirm."
[Prompt: Reserve capital successfully paid. Please name your bank.]
"Polaris Bank."
Daniel answered without hesitation.
[Prompt: Bank "Polaris Bank" successfully registered! This bank has automatically been placed under your ownership.]
Daniel then injected another one trillion gold coins into the bank and recruited a group of top-tier commercial NPCs to staff it.
At the same time, he developed several wealth-management products aimed specifically at players.
There was nothing particularly special about the products themselves, but their greatest feature was this: extremely high returns, extremely low risk, and incredible value.
His real purpose, however, was not to engage in economics at all.
He was here to make use of the selling permission mechanic.
As long as players purchased these investment products, the profits generated would trigger Millionfold Boost.
After all, reviving a legendary-grade human powerhouse required one trillion gold coins just to use [Banner of Valor] to gather the remnant soul, and then another roughly one trillion gold coins to revive them with [Seraphic Revival]. All together, that came to a full three trillion!
Although Daniel himself had absolutely no shortage of money, being able to make money while also benefiting the broader player community—that was his true intention.
He opened the guild interface and quickly posted an announcement.
[Doom Guild Announcement: Guild Master "Faustus" has established "Polaris Bank"! Wealth-management services are now available! Guild members may purchase exclusive financial products with generous returns! Limited slots available—first come, first served!]
The guild channel instantly exploded.
"Holy shit! The guild master opened a bank?!"
"Wealth-management products? How are the returns? Let me see... Holy shit, this return rate is insane!"
"These financial products are only open to guild members right now. Oh my god! The guild master treats guild members way too well!"
"This is unbelievable. I feel like I’m about to achieve financial freedom! I need to tell my friends who haven’t joined the guild yet... ahem, not that I’m trying to show off!"
"Buy, buy, buy! I’m putting all my savings into these products!"
"Doesn’t this feel like a guaranteed loss for the bank? What exactly is the guild master trying to do? Does he seriously have so much money he has nowhere left to spend it?"
"Tsk tsk... I want to experience what it feels like to have more money than I can spend too! Guild master is invincible!"
"Stop talking and move, brothers! The first batch of products has limited slots—if you don’t buy now, they’ll all be gone!"
For a time, countless players opened the banking interface and began frantically purchasing the financial products.
At the same time, a continuous stream of system notifications rang out in Daniel’s ears—
[Ding! Millionfold Boost triggered! Received 10,000 gold coins!]
[Ding! Millionfold Boost triggered! Received 200,000 gold coins!]
[Ding! Millionfold Boost triggered! Received 3,000,000 gold coins!]
[Ding... ]
He directly turned off the repeated notifications.
Once the bank opened for business, there was only one thing left for him to do—
Lie back and collect money.
At the same time, the returns from these financial products could also greatly strengthen the levels and combat power of the guild members.
This too was part of Daniel’s acceleration plan: to pour vast sums of gold into the guild and help its overall strength rise as quickly as possible.
With Millionfold Boost, there was no scenario in which he could lose.
With the bank matter handled, Daniel’s business in Luminara was temporarily at an end.
He unfurled the Eternal Black King and flew toward the portal leading to Polaris City.
...
