Daily Intelligence System: Financial Independence-Chapter 35: 20% ZPay Subsidy, Fleecing Old Ma!
He used his phone to pay back Old Ma’s money.
After a quick wash, Jiang Tao snuggled into bed to listen to an audiobook.
Jiang Tao’s life as a drifting youth in Beijing was monotonous but not dull.
Having outgrown his playfulness, Jiang Tao was now only interested in making money.
Time quickly ticked to midnight.
Jiang Tao turned off his phone, eagerly opened the Intelligence System, and checked today’s newly updated intel.
[Today’s Intel]: Due to your use of Z Payment App’s collection and repayment functions yesterday, you have received relevant intel—
Between 14:30 and 14:35 this afternoon, any consumption using Z Payment App will receive a 20% subsidy discount.
This includes, but is not limited to, online and offline payments, transfers, repayments, etc.!
Transaction limit is 200,000 yuan!
[Note]: This intel cannot be shared with anyone by any means, or it will become invalid.
...
"Any spending gets a 20% subsidy? Wow, that’s generous..."
"Is Old Ma giving out benefits because the New Year is coming?"
"But why only for 5 minutes?"
"And for something so significant, why aren’t there any news reports about it?"
Seeing today’s newly refreshed intel, Jiang Tao couldn’t help but be skeptical.
If this intel hadn’t come from the Intelligence System, Jiang Tao definitely wouldn’t believe it.
A 20% subsidy, even for transfers?
Has Z Payment App gone mad with subsidies!
Is this their way of giving everyone good fortune!
In simple terms, if I transfer 200,000 yuan to my wife, Z Alipay will directly subsidize me 40,000 yuan?
"Isn’t that an easy 40,000 yuan? Won’t Old Ma’s conscience hurt..."
Although he’s confident in the intel provided by the Intelligence System,
Seeing today’s intel, Jiang Tao remained puzzled.
He couldn’t understand!
He really couldn’t grasp why Z Payment App would do this.
If you say it’s a subsidy for online or offline shopping, that can be understood.
But according to the Intelligence System, even transfers and repayments enjoy a 20% subsidy, which is baffling.
"Is this some genius business strategy that we can’t comprehend? Or some beta test?"
"Forget it, regardless of the reason, I’ll be ready to take advantage of Old Ma’s offer tomorrow."
"Upper limit is 200,000 yuan... I don’t have that much in my account, maybe I’ll borrow a bit from Old Ma."
"But borrowing Old Ma’s money to take advantage of Old Ma’s subsidy, isn’t that a bit unscrupulous?"
"Ugh, it’s as if I’m very close with Old Ma, 40,000 yuan means nothing to him."
"Since they’re offering this subsidy, it shows they’re confident, so let’s not overthink it."
"The tricky thing is the intel can’t be shared, and there’s only five minutes."
"I wonder if my clueless wife will notice this subsidy."
After a quick analysis of today’s newly refreshed intel,
Jiang Tao was just about to crawl into bed to sleep when the Intelligence System suddenly popped up a blue virtual interface.
[Attention! Ma Dongmei has just snagged a train ticket for 4 a.m. on January 20th. After leaving Beijing this time, she will not return!]
"Wow, this lady sure has energy! Up so late grabbing train tickets!"
"January 20th, which is..."
Seeing the prompt on the virtual screen, Jiang Tao hurriedly picked up his phone for another look.
It’s already the 19th day of the twelfth lunar month, which is January 18 in the solar calendar.
In other words, Ma Dongmei is catching a train out of Beijing the morning after tomorrow, never to return!
Her leaving means she’ll be taking not only the landlord’s love but also my 88,888 yuan!
"For the sake of 80,000... no, for the landlord’s love."
"I must find time tomorrow to see what Sister Ma’s up to and try to make contact!"
"Gotta get to sleep now!"
Thinking of the landlord’s love and his 88,888 yuan, Jiang Tao finally drifted off after a while.
The next morning,
Jiang Tao directly invited his buddies for some lamb soup.
For 4 of them, it cost over 200 yuan, and after eating heartily, they went over to the small courtyard to load goods.
While eating, Zhang Chao gleefully shared some "good news" with the guys.
A heavy snowfall hit south of Beijing’s Ji Province, and Lu Province, last night.
Due to this snowfall, the supply of fruits and vegetables to Beijing became even tighter, resulting in increased prices for many of them.
For Jiang Tao, this was indeed "good news"!
At 7:30 in the morning, four trucks loaded with sugar oranges set off from Xiaoshanhe, heading straight for Bai Gezhuang Market.
Today’s sales matched Liu Zhiyuan’s predictions from yesterday.
By noon, each of the four sold a truckload, with sales being extremely brisk!
Once a truck was emptied, they quickly went back, loaded up, and continued selling.
Lunchtime was just a few pancakes rolled with pork head meat grabbed in passing during loading.
"Big, sweet and authentic G West sugar oranges, 10 yuan per pound, 10 yuan per pound!"
A small megaphone blared repetitively, and the time quickly reached 14:25!
During a good half day’s work, Jiang Tao received over 40,000 yuan worth of payments on Z Payment App.
Today’s intel indicated that the subsidy limit for the 20% discount was 200,000 yuan, still 160,000 short!
While still selling goods, Jiang Tao used his phone to borrow 160,000 yuan on Z Payment App, amassing a total of 200,000 yuan.
"Does borrowing money from Xu Li count as a tip?"
"Forget it, better not risk it. If that’s considered a tip and the subsidy gets canceled, it would waste this chance to take advantage of Old Ma."
Throughout the day, Jiang Tao was pondering over the intel matter.
The Intelligence System warns that tipping off anyone in any manner would directly invalidate the intel.
Two "any" concepts cover a very broad range.
Pondering over it, Jiang Tao decided to keep his lips sealed - the safest choice!
After selling two more batches of sugar oranges, the time finally hit 14:30!
"Sir..."
"Pick whichever you like, there’s a payment code over there, cash is exactly 100 yuan per box! All at the lowest price."
Jiang Tao was too busy to serve customers, quickly giving a word to one and hurried to Xu Li’s contact page.
Clicked transfer, inputted 200,000 as the amount.
Sure enough!
Below the 200,000 transfer amount was a red, very eye-catching -40,000!
"It really deducts!"
Jiang Tao swallowed excitedly, scrambled to complete the transfer!
After transferring 200,000 from his account, which originally had a little over that, he had over 40,000 left!
This surplus was the subsidy Jiang Tao squeezed from Old Ma!
Just with a few clicks, in less than a minute, he earned 40,000 yuan!
"What’s going on, could this be some bug with Z Payment App?"
"Will they reclaim this money?"
After successfully deducting 40,000 from the 200,000 transfer, instead of feeling thrilled and excited, Jiang Tao became a bit worried.
He felt that this subsidy method was too outrageous!
"Huh? How come it suddenly deducted over 20 yuan!"
A customer just noticed with surprise that they only paid 80 yuan.







