Billionaire Cashback System: I Can't Go Broke!-Chapter 30: Tony

Ryan started getting ready at four.

He showered, then stood in front of the wardrobe for longer than he’d like to admit, which was new for him. Three weeks ago his wardrobe decisions took thirty seconds because there wasn’t much to decide between. Now there was actual variety and the variety came with the specific pressure of having paid too much for things to wear them wrong.

He laid three options on the bed and looked at them.

One of them was from the Madison Avenue trip — the deep green shirt Zara had pulled off the rail before he’d said a word. He’d avoided it since buying it, saving it for something without knowing what that something was.

This felt like the something.

He put it on, added dark trousers, the unstructured black blazer from the second store, and shoes that still looked new because they were. He checked the mirror once, decided he looked like a person who belonged in a penthouse without looking like he was trying to belong in a penthouse, and left it at that.

He put Zara’s coat carefully into the bag it had come in, checked the address one more time, and headed out.

---

He got a cab two blocks from his building, the evening traffic already building in that specific way it did on Fridays when the city collectively decided the workweek was over whether or not the workday technically was.

The driver was a man in his late fifties, heavyset, with the energy of someone who had been driving this city long enough to have opinions about all of it.

"Where to?" he said, pulling into traffic before Ryan had fully closed the door.

Ryan gave the address.

The driver made a sound. "That building."

"You know it?"

"I know all of them." He navigated around a bus with casual confidence. "You work there?"

"Visiting."

"Nice building. I had a fare from there last month, woman in the back seat on three phones at once. All three at the same time." He shook his head. "I don’t know how people live like that."

"Probably poorly," Ryan said.

The driver laughed — genuine, surprised by it. "Yeah. Probably." He glanced in the mirror. "You from the city?"

"Born and raised."

"Me too. Bronx."

"Same."

The driver looked in the mirror again, more interested now. "Long way from the Bronx, that building."

"Working on it," Ryan said.

The driver nodded, seemed to find that a satisfactory answer, and they drove the rest of the way in the comfortable quiet of two people who had said enough.

The city moved past the windows — the shift from midtown energy to the particular density of the high-rise corridor, buildings getting taller and more deliberate, the street level getting quieter as the money got heavier. Ryan watched it go by. 𝗳𝐫𝚎𝗲𝚠𝚎𝗯𝕟𝐨𝘃𝚎𝗹.𝗰𝗼𝗺

The cab stopped.

Ryan paid, added a tip that would have seemed absurd to him a month ago and now felt normal, and got out.

He stood on the pavement and looked up.

The building was the kind of tall that required a full tilt of the head to see the top — glass and steel, clean lines, architecture that didn’t need to announce anything because the height did it for them. The lobby entrance was wide and lit warmly from inside, a doorman visible through the glass.

Ryan picked up the bag and walked in.

---

The lobby was marble and quiet. A security desk, a young man behind it who looked up in a way you know his job was to notice people.

Ryan gave the floor number from Zara’s text. The man checked something, made a call that lasted fifteen seconds, and then nodded him through to the elevators.

The elevator was fast and quiet. It opened into a corridor, a second elevator at the end of it — smaller, no buttons except one, a card reader beside it. Ryan stood there for a moment.

A building staff member appeared from a side door, looked at Ryan, looked at the bag, and used a keycard to call the elevator without being asked.

"Agency event," she said simply.

"Yeah," Ryan said.

The second elevator opened directly into the penthouse.

Ryan stepped out and stopped.

The space was enormous — not in a way that felt empty, but in a way that felt intentional, like the square footage itself was making a point. Floor to ceiling windows on three sides, the setting sun coming through all of them at once, turning everything amber and gold. The furniture was minimal and deliberate, each piece doing exactly one thing and doing it well. The ceiling was high enough that the ambient conversation from the forty or so people in the room didn’t feel crowded, just present.

Those people.

Ryan’s eyes moved across them quickly. Everyone here had the quality of people who existed in photographs — not because they were performing, but because they were simply used to being looked at. Fashion, media, money. The particular combination of those three things in one room produced an atmosphere that had a texture to it.

He needed to find Zara before anyone found him first.

He started moving, not fast, just directional, the bag at his side.

He didn’t make it far.

A young man and woman, mid-conversation, both in the kind of outfits that had been assembled with serious intention, slowed as they passed him and stopped.

The woman looked him over first, then the man, both of them doing the quick unconscious calculation of whether he belonged here and arriving at uncertainty.

The woman spoke first. "Are you with Core Magazine? Miss Carigha’s team?"

Ryan processed this. "Uh — no. No, I’m not."

They exchanged a look.

"Then who are you with?" the man said.

"I’m a friend of Zara’s," Ryan said.

The woman’s expression shifted. Not hostile exactly — more like someone had said something that didn’t parse correctly and she was waiting for the correction.

"Zara Osei," Ryan added.

She let out a short sound that was almost a laugh. "Are you serious."

The man had already half-turned. "I’m going to get Tony. We might have a situation—"

"You don’t need to get Tony," Ryan said, keeping his voice even. "If someone just gets Zara instead we can clear this up in about thirty seconds—"

"Ryan!"

The voice came from across the room.

He turned.

Zara was walking toward him and the first thing his brain did was stop working properly for a moment, which was becoming a pattern he couldn’t seem to interrupt.

The dress was dark, fitted, something about the fabric that caught the amber light from the windows differently as she moved.

She’d done something with her hair — partly up, some of it loose, the kind of result that looked effortless and wasn’t. She moved through the room without adjusting to it, the room adjusting around her instead, people stepping slightly aside without appearing to notice they were doing it.

She reached him and came in close, both of them going into a hug that was easy and natural, her hand on his shoulder, his at her back, her perfume the same as it had been in the alley in the rain.

She pulled back and looked at him with the quick assessment she’d done on Madison Avenue, the fashion eye automatic even when the situation was social.

"You wore the green shirt," she said.

"I did."

"Good choice." Then, noticing his expression. "What happened?"

"Nothing, just—" he nodded toward the man and woman who were still standing nearby watching this interaction with visible confusion. "I think someone was about to get Tony."

Zara looked at them. "He’s with me," she said simply.

The woman opened her mouth. Closed it.

"Also," Zara turned back to Ryan, "you didn’t call when you got here."

"Was I supposed to?"

"No, it’s fine." She glanced at the bag in his hand. "Please tell me that’s my coat."

Ryan held it up. "Your coat."

"Thank God, thought I lost it to your apartment forever." She took it, looked inside briefly to confirm, and seemed genuinely relieved in a way that made Ryan feel like the six thousand dollars had been worth it after all.

The woman from before had not moved. She was looking between Zara and Ryan and the bag with the expression of someone trying to assemble a picture from pieces that didn’t fit the frame she’d expected.

"I’m sorry," she said finally. "Your coat? His apartment?"