Billionaire Cashback System: I Can't Go Broke!-Chapter 12: One Thing at a Time
The headache announced itself before Ryan fully opened his eyes.
He lay still for a moment, hoping it was the kind that dissolved with stillness, and quickly established that it was not. It sat behind his eyes with the particular persistence of three beers too many on a Tuesday, which was its own specific category of bad decision — bad enough to be annoying for most of the morning.
He reached for his phone without sitting up.
Old habit now, four days old but already automatic — check the balance first, before anything else, before the headache even fully registered.
> Current Balance: $3,616.55
No return. He stared at it for a moment, then remembered — obviously. He hadn’t made any qualifying expenses yesterday. The bar with Danny had been cash, and whatever the system thought about rekindling old friendships, it hadn’t classified two guys drinking beer and drawing on napkins as seduction, pleasure, or revenge spending.
He set the phone on his chest and looked at the ceiling.
Which reminded him. He needed to make a call at some point today. An important one. He filed it away and sat up slowly, the headache shifting weight as he moved, resettling behind his left eye specifically.
He went and drank a full glass of water standing over the sink, then another, then put coffee on and stood there waiting for it like it owed him something.
---
He opened his laptop at the kitchen counter with his first cup and wrote three things on the notepad beside him.
’Register company.’
’Find remaining 3 team members.’
’Talk to Sophie.’
He looked at the list. Then wrote a fourth.
’One thing at a time.’
The company first.
He spent twenty minutes just thinking about the name, which felt indulgent until he remembered that he’d be saying it, writing it, building it into something for hopefully a very long time. It deserved twenty minutes.
He tried combinations. Tech something. Something tech. His own name, which he rejected immediately. Words that sounded innovative, which he also rejected because everything that sounded innovative already sounded like something else.
He kept coming back to the situation. What was this, actually, at its core. What was he doing.
He was rebuilding. From scratch, from $247, from the worst night of his life in a park in November. He was taking the rubble of the last three years and building something better with it.
He wrote it down. 𝘧𝓇ℯ𝑒𝓌𝑒𝑏𝓃𝘰𝘷𝘦𝘭.𝒸ℴ𝓂
’Rebuild Tech.’
He said it out loud once to the empty apartment.
Yeah. That was it.
He went online and found the LLC filing portal and worked through it methodically — name, registered agent, address, the particular tedium of official forms that all asked variations of the same questions in slightly different orders. He submitted it at 10:47 AM and got an automated response saying approval would process within 24 hours.
He leaned back and picked up his coffee.
Then he kept reading.
That, it turned out, was the easy part. The filing was just the door. Behind it was a hallway of other requirements — EIN registration with the IRS, a business bank account, an operating agreement, state-specific compliance filings that varied depending on what exactly the company would be doing and where. He went down the list slowly, opening tabs, reading through government websites written by people who were either very careful or very tired or both.
By the time he finished reading he had seven tabs open and a second headache forming behind the first one.
He needed someone to handle this.
Not because he couldn’t figure it out — he could, given enough time and enough coffee. But time was the thing he didn’t want to spend on it. Every hour navigating compliance paperwork was an hour not spent on the actual company, on the product, on finding the people he needed.
He needed an assistant. Someone organized, someone who could hold the administrative weight of the thing while he built the actual thing.
His mind went to Sophie almost immediately.
He sat with that for a moment, turning it over. She was a designer — that was her value, the thing she’d built her independence around. Asking her to also handle administrative work was either a smart use of a trusted person or an insulting underuse of her actual talent, and he needed to figure out which before he opened his mouth.
Maybe both, he thought. A dual role. Lead designer and operational support in the early stages, just until the company had enough structure to justify a dedicated hire for each. She’d said she left corporate work because it trapped her creativity in a box — he’d need to frame this as the opposite of that.
Building something from nothing, her fingerprints on how it looked and felt from day one.
If she said no to the admin side, that was fine. He’d figure out the other part separately.
But he was fairly sure she wouldn’t say no.
---
He refilled his coffee and thought about the rest of it.
Zara. He’d been meaning to call her since the gallery, had her number sitting in his phone like an unread message. She’d said she wouldn’t mind hearing from him and he believed her, but he’d been running at a pace that didn’t leave much space for the kind of attention a conversation with her deserved.
He thought about how she’d been at that gallery — the men circling, the expensive drinks, the practiced smiles that meant nothing. She hadn’t seemed particularly moved by any of it. The compliment she’d given him was about his cheap shirt, about the thing that didn’t try.
He could take her somewhere expensive. The system would probably reward it, seduction spending, easy multiplier. But he kept thinking about her face when she was laughing on that barstool — loose and unperformed, more herself in those twenty minutes than she’d appeared all evening in a room full of people trying to impress her.
Maybe not expensive. Maybe something else.
He’d think about it. Not today.
Today was for Sophie.
He spent a few minutes on his phone looking for somewhere to meet her — not his apartment, too casual for what he wanted to discuss, and not somewhere too romantic either, he needed her to understand this was a real conversation about a real offer.
He searched hotels with restaurants, something that read professional without being sterile.
He found one uptown — The Langford. A hotel restaurant that showed up in three separate results as good for business lunches and dinners, the kind of place with enough ambient noise to feel lively while still having enough space between tables to have an actual conversation. The photos showed dark wood and good lighting and a menu that was serious without being theatrical about it.
He picked up his phone and called her.
It rang three times.
"Hey." Her voice had that slightly distracted quality of someone in the middle of something.
"Hey. You busy?"
"Always. What’s up?"
"I have something I want to talk to you about. Business thing." He paused. "It’s easier in person. You free tomorrow night?"
A brief silence. "Business thing."
"Yeah."
"Should I be intrigued...nervous?"
"Neither... I don’t know." He looked at the Langford’s website still open on his laptop. "I found a place uptown. Good food, not too loud. I’ll send you the details."
"Okay." She sounded curious now, the distraction gone. "What time?"
"Seven?"
"Seven works." A beat. "Ryan."
"Yeah?"
"Is this actually a business thing or are you just terrible at asking me to dinner."
Ryan smiled at the counter. "It’s actually a business thing."
"Disappointing," she said, and he could hear her smiling too. "Fine. Seven. Send me the place."
She hung up.
Ryan set the phone down and looked at his notepad.
’Register company’ — done, processing.
’Talk to Sophie’ — tomorrow.
’Find remaining 3 team members’ — open.
’Make the call’ — still waiting.
He crossed out the fourth item, picked up his phone, and scrolled to a number he hadn’t dialed in a long time.
Time to start building.
