After the Divorce, I Could Hear the Voice of the Future-Chapter 154 - 153: Financing Leverage of 20 Times
On the third day of the Lunar New Year, Lu Liang went out for a stroll, made plans to catch up with a few old friends, chat, drink, and celebrate the Spring Festival.
What used to be endless conversations had turned into an alcohol-fueled game of Mahjong.
And just as the game began, a series of urgent phone calls ripped apart the rare opportunity for an annual reunion.
"Jianwei, that woman at home is a real tigress, ferocious beyond words."
One of the old friends sighed, clearly not the first time experiencing such an occasion.
"What about you?" Lu Liang asked with a smile.
"Me? A man's got to have some style. I say 'one,' and she wouldn't dare say 'two.'"
In the middle of his boast, his phone rang. Answering the call, his expression immediately changed: "Alright, alright, I'm coming right back."
His demeanor slightly embarrassed: "Liang, Gui, you guys enjoy. Something's come up at home; I'll have to go back first."
Gui teased: "His 'say one and she won't say two,' means if they agree he decides, if not his wife decides."
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Lu Liang chuckled and watched the two leave, then turned to Gui and inquired: "Have you run into any difficulties lately? We've known each other for nearly thirty years. Is there anything you can't talk about?"
When they initially got together, he noticed that Gui seemed to have something to tell him, but when Jianwei joined, Gui immediately clammed up.
They were all childhood friends. Lu Liang had his struggles, and could fully empathize with the situation, so he took the initiative to ask.
Gui tensed up, hesitating: "Liang, are you tight on cash lately? If not, could you lend me seventy thousand yuan to tide me over?"
Finally finding the courage to ask, he hurriedly added, "It might take a while before I can pay you back."
Lu Liang asked no further and simply pulled out his phone: "Account number ending in 9231, is that your Alipay?"
Gui nodded, and as he saw Lu Liang transfer seventy thousand yuan, he pulled out a crumpled IOU from his pocket.
Lu Liang shook his head and asked again: "Is seventy thousand enough?"
He had just heard from his parents at home that Gui had a tough year. His wife had a difficult birth and had to have a cesarean section, a significant hospital expense.
Before the New Year, his mother had also taken a fall. Although it wasn't serious, she still spent several months in the hospital.
Medical expenses were a mountainous burden on ordinary people. After a year of hard work, a family illness could render all the effort fruitless.
Gui hurriedly replied: "That's enough, that's enough."
His face showing gratitude: "Liang..."
Lu Liang interrupted with a wave of his hand, and cursed jokingly: "Those two guys have no loyalty at all. They disbanded the game just like that. Let's go find something to eat outside instead."
Gui fell silent, nodding heavily: "Alright."
On the morning of the fourth day, Fang Shiyu, laden with bags, came over to Lu Liang's place to mooch breakfast, getting ready to head back to Modu.
He had a huge appetite, a major force in consuming New Year goods.
Lu Liang let his mom stuff the trunk with items carelessly, with a cousin like him, strong and capable, he could handle any amount.
They set off at 9:30 am, before the back-to-work rush, and it only took six and a half hours to get back to Modu.
"Shiyu, you go on ahead."
Lu Liang had many cars now, the Bentley was generally driven by his cousin. A quick call ahead, and he'd be there.
Before work resumed on the seventh day, there shouldn't be much to do. Coming back to Modu early, work was just an excuse - he just wanted some peace.
Taking the elevator up, Lu Liang entered his apartment, and with a bang, a confetti cannon exploded, vibrant and colorful.
"La la la~~~ Welcome back, happy New Year!"
Li Manli greeted him with a big smile, wearing a pair of white fluffy short boots, a loose fluffy coat covering her thighs, and a large hood with two rabbit ears naturally drooping behind.
"Have you been watching the garage surveillance the entire time?"
Lu Liang looked around the decorated home, bright and festive, filled with lucky characters and red decorations everywhere.
"Of course not, just glanced at it when I was bored."
Li Manli's eyes darted around, suddenly meeting Lu Liang's playful gaze, she deflated: "The occasional frequency was a bit... frequent."
She had just turned twenty that New Year. The past nineteen years were all spent at her hometown for the festival, only this year was she alone in the big house in Modu.
Whenever she went out to buy supplies and saw everyone in groups, chatting and laughing, she really longed for Lu Liang to return.
So, she would keep watching, hoping to spot that familiar car in the surveillance monitors.
Lu Liang chuckled lightly, ruffling her hair. "It's beautifully decorated, it really has the atmosphere of a holiday celebration."
"Hehe~ looks good, right?"
Li Manli's smile bloomed like a flower, hurriedly pulling Lu Liang to the balcony adorned with butterfly orchids, lucky bamboo, and daffodils.
During the Spring Festival, she had no desire to work, and to fend off boredom, decorating the inside and outside of the house became her greatest pleasure.
She also bought a very pretty rattan swing chair, coaxing Lu Liang to squeeze into it, then followed suit herself.
Today in Modu, the temperature was close to sub-zero, and if one person sat on the balcony admiring the flowers and cityscape, it would be a bit cold.
But with two people, it was just perfect. She hugged Lu Liang tightly, murmuring, "Liang, this is the scene from my dreams."
This year, for the first time, she spent the New Year alone.
She had always felt as if the world had abandoned her, but with Lu Liang's return, her world seemed to come back to life.
Lu Liang's mouth curved into a smile, gently pulling her into his embrace, savoring this moment of tenderness.
At night, Lu Liang drove the Pagani, taking Li Manli out for a stroll to find some food.
A young girl's sentimental nature is only occasional, stemming from loneliness. With Lu Liang back, she reverted to her true self.
On a whim during the cold weather, she wanted to drive the convertible Big Bull parked at the company, but Lu Liang ruthlessly vetoed the idea.
Just like that, the two of them spent two leisurely days together.
In the blink of an eye, the Spring Festival holiday ended, and on the morning of the seventh day of the first lunar month, Lu Liang and Tang Caide stood at the company's entrance handing out red envelopes.
The amount was small, 800 yuan per person, mainly as a symbolic gesture. The company didn't have many employees, so they finished in half an hour.
Today was the 14th, and the Brexit referendum in Old England was imminent. Although various international media dismissed it as a political show, they kept a close watch on the latest developments.
On the 15th, Lu Liang first visited Hilt of State Street, then flew to Xiangjiang to meet with Li Junwei of HSBC.
His purpose for meeting both of them was the same.
To secure financing, and to borrow British Pounds.
The available funds added up to 1.128 billion US Dollars, reserving 28 million US Dollars as backup funds, investing 1.1 billion US Dollars.
Liang first negotiated with Hilt at State Street: 550 million US Dollars as collateral, 550 million US Dollars as operating funds, leveraging 20 times, borrowing 11 billion US Dollars.
Then through the channel of HSBC, he contacted the Bank of England to convert the 11 billion US Dollars into 7.7 billion British Pounds at an exchange rate of 0.7.
Due to the substantial amount of funds, it took two days to complete all procedures. The combined daily interest from the two banks was 0.1%.
The daily interest was 550,000 US Dollars, requiring at least a seven-day lease, with the cost of this alone being 3.85 million US Dollars.
Although the interest rate was high, in Lu Liang's eyes, it was completely worthwhile, given the unimaginable potential profits.
The current GBP/USD exchange rate was 1.4850,
having slowly regained 300 points over the past two months.
Financial markets don't deceive people like the media sometimes does, indicating that the views of institutions and the public were aligned.
They generally believed that Brexit was just a red herring, that David Cameron did not have the courage to leave the EU and was merely using the name of Brexit to collect money.
Since his re-election announcement of implementing the Brexit referendum, EU member state leaders visited turn by turn, offering earnest persuasive advice.
The exact benefits promised are unknown at this time, but it's certain that they must have helped Old England make quite a fortune.
The EU advised keeping peace, while the United States encouraged separation. Ma Ao also personally paid a visit to discuss US-UK relations warmly.
During this period, David Cameron strutted with vigor, as if he was back in the glorious era of the Hanover Dynasty when they once ruled a quarter of the globe.
In such a situation, anyone with a bit of sense wouldn't choose to Brexit after all, given that Old England wasn't as powerful as before. Being on good terms with both sides was their best option.
"But who would have thought he would actually dare to leave."
Looking at the foreign exchange market trends, Lu Liang estimated that the British Pound would continue to rise at least until the referendum.
The lowest point of 1.1420 in the GBP/USD exchange rate was predicted by the voice, and as of this second, there was a decrease of 3430 points.
