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... oans weighing on his mind, and He Zhuo was thrilled.

In his excitement, he began to splurge again.

Because he could easily repay online loans, he wasn’t too concerned about borrowing money.

This led to a bad cycle—

Spending in advance, repeatedly borrowing high-interest loans.

After receiving manuscript fees, even if it’s double, it’s only enough to pay off debts.

No surplus, no savings; when he wanted to spend money, he’d continue borrowing.

< ...

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