MTL - Treasure Hunt America - Chapter 1303 money laundering genius

Follow Chen Ming as he accepts disciples, establishes a sect, and fights his way in a world that deems him a cannon fodder.
He goes against any common sense using his wits and novel knowhow to finish missions and arm himself against his cruel fate.

- Description from Novelupdates

The world of Nyil, with its monsters, its knights and its mildly sociopathic gods. Come and see! A soul flees and a soul arrives, blessed by luck. Will she survive? Will she thrive? Will she become a calamity? After all, luck is such a fickle thing. ‍

The end of the world is coming, the world has undergone great changes, and everything has changed. Plants, animals, and even insects, as long as there are living things, have mutated.
Become more powerful, and even evolved supernatural abilities, such as chickens and ducks that can fly to the sky, such as cats and dogs that can breathe fire.
But only humans, without any obvious changes, seem to have fallen from the top of the food chain to the bottom of the food chain overnight.
Any creature that can open its mouth to eat can treat humans as food.
But fortunately, this world has not completely killed humans. Gradually, humans discovered that they had the ability to cultivate compatibility with other creatures.
As long as it has a high degree of compatibility with some powerful mutant creatures, it can be used for its own use to achieve the purpose of protecting itself.
Fang He is a person who is very compatible with mutant animals, but it is also because of his ability that he has changed from the strongest to the stupidest.
Fang He, who was reborn, said, “Hmph, this time…”

- Description from novelbuddy

Lucius Lothra, a passionate gamer suddenly find not just himself but the whole world in a fantasy world where Knights and Mages exist.All Earthlings who once played a VR Game called System Online wake up in this world with their own Systems which they created when playing System Online. Lucius had just created an account when a world ending event occurred so he didn't play the game but he did manage to create his own system.The only problem that Lucius has is that he doesn't know if his system works or not and the only way to find out is... DEATH!!!