MTL - Transmigrating into the Prince Regent’s Beloved Runaway Wife - Chapter 12

When the system warned the world that it was coming a week in advance, Alex couldn’t have been more excited. In college for a degree he didn’t care about to get a job he didn’t want, the promise of a world where magic and challenge awaited — even at the potential cost of death — was the best news he possibly could have imagined. Alex was ready for a new life. He ready for his only friend to shove him through a portal into hell the moment the apocalypse started. Instead of getting to punt rabbits and farm wolves, Alex finds himself stranded in a warped world where even the bugs are stronger than he is. Even with a summoner class that gains the powers of its monsters, most people would have died. Alex didn’t get the memo. He might have liked challenge a little bit too much. Where others saw certain death, he found something else. Opportunity.

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Cui Heng was transmigrated to another world and the system told him that the new world he was in was a high-grade Xianxia world.