MTL - The Scum Villain’s Self-Saving System - Chapter 36 a wave of unrest

A calculating merchant of noble birth lives a comfortable life managing his guild's business at the Imperial Academy—until lightning strikes him, leaving him with prophetic visions of a disastrous future. In these visions, he's expelled from his family, branded a traitor who aids demons, and worst of all, becomes a penniless beggar. When the supposed “protagonist” of these prophecies enrolls at the academy, he realizes his countdown to ruin has begun. Now he must use his foresight to rewrite a story where he's cast as a third-rate villain, all while navigating ancient dungeons, demonic threats, and the troublesome “hero” who might be the key to changing his fate.#MoneyIsEverything

*WELCOME TO THE STORY OF THE SWEETEST GIRL WITH THE SEXIEST CHARM*

In the tenth year after the new era, the world finally came to an end. Zhang Mu truefully waited for his death, but unexpectedly found that he had returned to ten years ago. With his memory about the future, he swore that he would change the calamitous history, saving the earth from being destroyed! Walking dead, zergs, evolvers, and various mutated animals… nothing can stop him! The first step is to retrieve his identity as an era merchant , then find all the treasures he can remember to enhance himself!

- Description from Novelupdates

The main character has been reincarnated, and he possesses a system and a powerful treasure. Using these, he plans to create his own universe. Keep reading to find out more.