MTL - The Black Card - Chapter 1374 0 million in 3 years

This is the story of a young boy who steps into the world of immortals.If you love Fantasy and cultivation novels, then you can give it a shot.It will be slow paced in start, but I will try my best to not make it too slow, that it might become unbearable to read.The main character (MC) will be a lone individual, avoiding excessive social interactions, including friendships.This is my first novel, so please forgive any errors. I will do my best to make it as error-free as possible.Do remind me in the comments for any errors.

After the completion of his college entrance examination, Xue Dili finds that within his body every week will randomly spawn a Mentor Spirit with great achievements—In the first week, an Undead Demon is spawned, what does it mean to be a villain with innumerable crimes?In the second week, a Great Sage is spawned, what does it mean to be a deserter who escaped alone?In the third week, a Hero is spawned, what does it mean to be a reckless and aggressive waste?......Do you have some misunderstanding about “great achievements”? All the spawned Mentor Spirits have major issues!

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Having traveled to the Otherworld game for ten years, Li Ang, without any cheats or a wise mentor, fought his way to become the core support of the world's strongest Adventurer's Guild as an ordinary person, earning outstanding merit and being considered the cornerstone of the guild.However, after the team introduced a brand-new merit algorithm, he was defined as consuming resources without contributing and was directly 'optimized'.Ten years of effort went down the drain, and it was only then that the game system appeared in front of him.He decided to reorganize a highly professional and efficient Adventurer's Guild to return to the peak.“Yes, you're a founding member, but if veterans loaf off openly, how can we lead the group?”“The recent key tactics all revolve around my Support Magic—”“Yeah, which made everyone exhausted to death,” a member interrupted Li Ang's words.