MTL - Ninja World: I’m Not a Human Being! - Chapter 8

After a tragic incident, young noble Lucien Lootwell falls into a coma and awakens later with memories from a past life in another world. Once a hardcore gamer, Lucien now finds himself in a fantasy realm where power is measured by strength, status… and the rarity of what you can claim.To his shock, his awakened skill, Drop Rate: MAX, is a broken skill that guarantees items from subjugated targets. While others struggle for scraps, Lucien pulls in legendary weapons, lost tomes and fortune beyond belief.But noble life is far from peaceful. Surrounded by rivals, political vipers and a secret tied to his cheats, Lucien must balance his past life's cunning with his new world’s expectations. As he builds a force from the ground up, one question remains. Was this reincarnation a second chance… or part of a bigger game he’s yet to understand?

Hell Ghost Wang Wannian is born again, smiling and proud!
What?
Are you a soldier, will the tank drift?
You are a master, can you give birth to dragons and tigers?
You are a superman, can you call the wind thunder?
Excuse me, I am not targeting anyone, everyone in my eyes, it is rubbish!

- Description from Uukanshu (translated)

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.

[You have just awakened your first dragon: SSS-Rank Fire Dragon.]Drahon was born with dragon-like horns, and because of that, his parents abandoned him at an orphanage. Mocked, bullied, and branded a freak, he never knew where he truly belonged.Until one day, while serving punishment, he stumbled upon a mysterious egg...A dragon egg that opened a portal and led him into The Dragon Game.[You have summoned an SSS-Rank Demon wrymling.][You have evolved your SSS-Rank Primordial Frost Dragon into a Multi Fire-Frost Dragon.][Upgrading Fire-Frost Dragon Roar ×10...]Bond with dragons and summon them in battle? Of course. All Ranked 'SSS'Draconic skills? Master them.Monster bosses? Shatter them.Half-dragon, half-monster abominations? Burn them.Mandatory roleplaying? Absolutely. Rule kingdoms, command medieval armies, and go to war.Enemies? They’re just EXP.And just after Level One, he uncovers the shocking truth behind the game’s existence...And discovers the reason for his horns: he’s half dragon, and that grants him the ability to transform into a half dragon, half human form.[You have just slain a cerberus-class half-dragon monster.][Absorbing essence...]And now?He’ll be more than the horned freak they abandoned —He’ll become Dragon Lord.[A/N: It gets much better after level one]