MTL - Naruto: I Can Only Draw S-rank Rewards - Chapter 195

Xu Yiyang, who was only late in his life when he was middle-aged, returned to 1999 in a dream.

At the turn of the millennium and the turn of the century, he realized a truth:
Not only to be famous early, to start a business and make money, but also early!
………………
New book uploads, new stories, new voyages,
Hope you all support!

- Description from Uukanshu

Sakimori Kagami plays a VRMMORPG called Arch Earth Online. He is a veteran player with the name and appearance similar to an elderly bearded wizard from a certain book about a ring.

One day he purchases an appearance change item as a last resort to spend expiring currency and gets the idea of choosing what he would want to look like if his character was ever a girl.

Falling asleep should have suspended the game, but Kagami wakes up still online and feels the game has has gotten a bit more realistic. Did Arch Earth Online finally get a long-awaited update?

A calculating merchant of noble birth lives a comfortable life managing his guild's business at the Imperial Academy—until lightning strikes him, leaving him with prophetic visions of a disastrous future. In these visions, he's expelled from his family, branded a traitor who aids demons, and worst of all, becomes a penniless beggar. When the supposed “protagonist” of these prophecies enrolls at the academy, he realizes his countdown to ruin has begun. Now he must use his foresight to rewrite a story where he's cast as a third-rate villain, all while navigating ancient dungeons, demonic threats, and the troublesome “hero” who might be the key to changing his fate.#MoneyIsEverything

Imagine being forced to live, after death, as incorporeal bodies trapped in a vast space of nothingness for thousands of years, with nothing to do but exchanging past memories with other cohabitants (read: weirdos). Everybody wanted out, but there was no way to leave the Void…

Until one day, a young man was finally summoned, as a powerful but reluctant mentor, by a bubbly and motivated but completely naive young girl. Baiyi, finally out of the Void, was the only one who could save all of the other 32 souls from their prison and his summoner might just be The Key to their freedom.

However, Baiyi had to use the techniques and abilities the other souls had taught him throughout the years, and together with his own extensive knowledge of anime and game tropes from his shady and dangerous past as an otaku, to face the biggest challenge of them all: training the clumsy young girl he was forced to partner up with… into a competent sorcerer!

This is a story of heroic adventures, cunning strategies and romantic tales. How will our MC thrive in a world completely strange to him? Where will his ambitions and abilities take him in the palace?

- Description from Novelupdates