MTL - Holistic Fantasy - ~ 479 recovery of capital plus interest

The leaves of the chess game beside Lanke, and there is no one playing chess among the old trees
Xing caused Tian Yuan’s first son, and then looked back at the vast mountains and seas
When he woke up, Ji Yuan became a half-blind beggar in a dilapidated mountain temple.
A real person has a sword and a magic stick has a mouth, which is the foundation for Ji Yuan to settle down in this terrifying world.

- Description from novelbuddy

⚠️ WARNING ⚠️THIS NOVEL PARTICIPATED IN WSA 2025!---Nero Vaelheim. A name etched in history as that of a fleeting antagonist, a mere stepping stone for the heroes.But what if the pawn refused to be sacrificed?When a devoted reader is reborn in the body of this doomed villain, he has only one goal: to break the script, rewrite his fate… and bend this world to his own rules.After all, why settle for being an obstacle when you can become the ultimate threat?

This is the story of Kir, who has to thwart the will of Heaven, Hell, and his parents in order to survive, protect the people he loves, and achieve happiness.He just has to make it through life at a magical academy, avoid dying, and survive to find his birth mother, the lost Daughter of Heaven. Or be forced to take his place at the side of his father, a Duke of Hell bent on destroying the way things are.It's a lot to handle for a quiet, brooding angel boy.Fortunately, he has company. A succubus, a foxkin girl, and a half-angel boy to start. And Kir has his own secret: this isn't his first go at life.

Our protagonist Caam is a man from Earth that was reincarnated into this world as a demon. In order to survive, he spared no effort in avoiding the sparks of battle and without noticing it, he became strong himself.