MTL - Heroes of Marvel - v2 Chapter 1268 question

Takahiro Nao, a 25-year-old burdened by crushing debt and driven solely by his love for his struggling family, meets a tragic end—until a mysterious Goddess of Benevolence offers him a second chance: reincarnated in another world, and his efforts there will provide for his family back on Earth. Awakening in the body of Naoki von Blackmore, a disgraced “Failed Hero,” Nao is thrust into a realm of sword and magic, monsters, and war, tasked with the impossible mission of defeating the Demon King. With newfound powers, a shadowy past, and the weight of two worlds on his shoulders, he must battle not only relentless enemies but fate itself. Blending emotional depth, thrilling action, moments of humor, and a spark of romance, this gripping isekai adventure asks: how far would you go—and what would you sacrifice—for the people you love?

Ajax used to coast through life before his parents died, after that he focused hard to try get his life back on track but that wasn't really happening and it all ended the day he got mugged. Given a second chance at life he now looks to become someone who matters and is willing to work hard from the beginning to make that happen.

A man was about to commit suicide and decided to search for a way to die on the internet, but then he found an odd site that asked a lot of questions and had a point based system that allows you to create skills for a character. He took interest in it, and when he was done setting his character, he was asked, “You will now be transported to a world with the settings you chose. Coming back is not possible. Do you still accept?” Without thinking much of it, he pressed YES and found himself in another world with the skills he chose to have.

This is a story of an ordinary boy gaining unusual powers from his nightmares… It all started when Lin Sheng experienced something strange on what he thought was just another normal day. He begins to have recurring dreams that lead him on an incredible journey of discovery as he encounters spine-chilling monsters and elusive secrets.

- Description from Novelupdates