MTL - Happiness Consist in Contentment - v16 Chapter 9

Crossing to One Piece world, he became Roger’s younger brother.

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Before going to college, an ordinary high school student went to celebrate and got drunk. When he woke up, he found himself in a completely different world. There was a big sect, the approaching sect entrance examination, a slum where his body’s previous owner lived, and a shared memory about a missing young girl.

When he got tangled in a fight with a few punks in this different world, he fell off a cliff and miraculously found himself still alive, with two more voices ringing inside his head. They were Sword Master and Saber Master. In the company of them, he continued to find out more about this whole new world. He took the sect entrance examination, entered the sect, met a strange man in black, and even participated in a major competition of the sect to have a chance to win over his peers!
In this whole new world, he was born again and got to explore the fantastic martial world!

- Description from Novelupdates

Oscar, a destitute young boy, died in a tragic accident and was reborn in the forgotten realm. As a member of the lowly Birch tribe, his solace comes from the fragments of a guardian's spirit, residing in his soul. After the decimation of his family in the hands of a powerful race known as the dreads, he embarked on the part of revenge, leading him to the path of transcendence.