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... money to those who saved money, because he used the money deposited by others to lend money, and the interest received was higher.
You save one million, I give you 20,000 interest each year, but I am lending this million, and I can recover 40,000 yuan of interest every year. The difference between the two thousand pieces is what I earn.
In addition to banks, who needs so much cash reserves, even banks, will not store so much, most of them are just numbers. You want a lot of cash, ...
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