I Don’t Want To Defy The Heavens - Chapter 456 - Phenomenons Descended

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

When I became a rich young master, I had to enjoy it.
Training? No!
That is so boring.
I have a system, no need for training.

Are you hungry? Come, I will treat you with some food at a luxurious restaurant.
What a poor homeless. Come, I will give you a house.

I, Lin Fan is a good person.

- Description from Novelupdates

[Simulation] + [Isekai] + [Goblin] + [Harem]After a long sleep, I awakened in a new life—as a goblin. Weak and insignificant, I found myself reborn as the lowest creature in a world filled with hostility and danger. But from the shadows of this cruel world, a silent rise begins...