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... if the debtor is unable to pay back his loan.

Yes, the bank can sue him, they can take him to court, they might even repossess the house, car, land, etc. but at the end of the day, the agreed price is the agreed price, no matter what.

Nothing can change that- and there can be no late fees, no surcharge, no hidden costs.

Discover hidden tales at novelbuddy

Everything has to be out in the open and agreed upon beforehand.

And if the homeowner is truly unable ...

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Lin Wei and Zong Shao had an arranged marriage. They had been separated for four years, so much so that they had two children, but the husband and wife were no closer than ordinary friends.
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If you found out that you would be transmigrated to a fantasy world 10 days later, what would you do in these 10 days?

[Activating the Cultivation Emulator.]

[Your current cultivation talent options are: extraordinary writing skills, disabilities…]

[Day 1. You transmigrated to a small village at the foot of Tianwu Mountain. You were determined to become a great cultivator who was immortal. On the same day, you left the village and headed into the mountains.]

[Day 2. You were in the mountains and hadn’t found any food so far. Hungry and thirsty, you sought temporary shelter in a dilapidated temple at night. To your surprise, there were monsters in the temple. You had no means to defend yourself and you died.]

[Ding! You completed the simulation. Every day, you can permanently retain a talent. You can also extract the talents into the real world.]

10 days later, Zhao Hao ventured into the cultivation world, along with 10 top cultivation talents.