Great Demon Sun Wukong - Chapter 373 - 362: There is a monk named Sha Wujing!

There were five heroes who fought against Erebos, the primordial evil that drove the world to the brink of destruction. [Brave] Aron. [God’s Blacksmith] Dweno. [The Founder of the Nebula] Luna. [King of Wisdom] Risinas. Lastly, me [The Hero of Beginning] Kyle. When I was reincarnated 5000 years later, everyone was praised as a Legendary hero. “Except me.” A gift from God that records the achievements of heroes. The Hero Academy with Hero Records. Let’s go there and find out why.

“There are no heroes. In life, the monsters win.”

...

In 2106, [Mayhem Online], a fully immersive VRMMO game, was released. Soon, it dominated the world's economy when people could exchange the in-game currency with real-life currency and vice versa.

In the year 2107, Flynn Grey, a 22-year-old college dropout with an ambiguous history, joined in the fray of billions of people that had already started playing [Mayhem]. Hoping to uncover the game's secret and earn a fortune, he spent months on adventures without fruitful results.

For better or worse, Shura, Flynn's in-game character, ends up in a great Wyvern's den, acquiring a hidden class and a monstrous race. Join him as he defeats his past and paves his way into becoming a true legend in both worlds.

The world is made up of the five elements, and it could be divided into Yin and Yang.

Beneath the heavens, on the ancient divine center continent, billions of lives thrive in the prosperous era of the cultivation.

Across its vast lands, happiness, sadness, reunion, and separation played out in the long lives of those seeking immortalhood.

Light is always accompanied by darkness, and under the radiance of the heavens, there are silent shadows moving about…

- Description from Novelupdates

On modern-day Earth, An Lin seems to have been abandoned by God.
When his father suddenly disappears, An Lin is left with his father’s immense debt, putting his life at risk.
After being forced to a rooftop by his pursuing creditors, An Lin is unexpectedly swept off his feet and brought to the ground safely.

After learning that he was saved by an Immortal, An Lin is gifted, seemingly out of pure generosity, the ‘God Of War System,’ and a pass to a new realm.
Follow An Lin as he experiences a whole new world of legends, meets many new friends, acquires legendary weapons and tools, and starts on his path of becoming a powerful cultivator. There is never a dull time in An Lin’s new life with his ‘great’ new system!

- Description from Novelupdates