PREVIEW

... first sales day, Matthew noticed a trend that he couldn’t ignore: while the wealthy clientele had no trouble paying for automobiles in cash, many middle-class buyers were relying on the company’s in-house financing program. While this system worked, Matthew realized it had limitations. To truly capture the growing middle-class market and streamline the financing process, a more sophisticated solution was needed.

That evening, Matthew sat in his office, scribbling notes in a notebook. Am ...

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